{"info":{"_postman_id":"e1ff8b3f-b61a-4efb-8a8f-15c324eabce8","name":"Nokrin - Built on OnePipe","description":"

Account-to-account payment methods are more prevalent on the African continent than credit cards. Nokrin enables your business with the most efficient way to collect payments and payout using a2a rails. This API documentation provides the step by step guides for embedding this functionality within your workflows

[ Information on collections] [ Information on payouts ]

Take a look at what's possible

\n
Want to see an ideal embedded payments integration that combines virtual accounts with 1-click direct-from-account payments? Play with this demo and see what happens after you register. You can embed an experience just like that
\n

Getting started

Here are the preliminary steps before you can use Nokrin via APIs

Sign up on at https://app.nokrin.com/sign-up
\n
Request API access [guide]
\n
Once approved, you will receive an email showing how to retrieve your API credentials
\n

General API information

All requests to the API are made through a single base URL

https://api.onepipe.io\n\n

There are no separate URLs for sandbox and production. Instead, the environment is controlled by the mock_mode field in the request payload

Mock mode

mock_mode = inspect → Sandbox
\n
- Requests are processed in test mode
  \n
- You receive mock responses that simulate the expected behavior of the endpoint
  \n
- Recommended for development and early-stage integration testing
  \n
\n
mock_mode = live → Production
\n
- Requests are processed in live mode
  \n
- You receive real-time responses based on actual inputs and live transaction flows
  \n
- Use this mode only after successful sandbox testing
  \n
\n

Headers

Every API call must include specific headers for authentication, security, and proper request handling. Below is a breakdown of the required headers and their purposes:

Content-Type

Content-Type: application/json\n\n

Informs the server that the body of the request is in JSON format
\n
Required for all requests
\n

2. Authorization

Authorization: Bearer {api_key}\n\n

This header contains the API key assigned to you
\n
It authenticates the request and confirms that the call is made by an authorized client Your system
\n
Format: Bearer {{your_api_key}}
\n

3. Signature

Signature: {{MD5Hash(request_ref;client_secret)}}\n\n

Ensures integrity of the request
\n
Generated using an MD5 hash function
\n
To compute the signature:
\n
- Concatenate the request_ref (a unique reference for every API call) and your client_secret separated by a semi colon (;).
  \n
- Apply the MD5 hashing function to the concatenated string
  \n
\n
This hashed value is then sent as the Signature header
\n
Purpose:
\n
- To verify that the request originates from a trusted source
  \n
- Serves as a second layer of security by “signing” the request
  \n
\n

Example Header format
Your complete header for evey single call will look like

Content-Type:application/json\nAuthorization:Bearer {{api_key}}\nSignature:{{MD5Hash(request_ref;client_secret)}}\n\n

Notes

request_ref: A unique identifier generated for every API call. No two requests should have the same reference
\n
The server validates the Signature by regenerating the hash internally and comparing it with the one provided
\n
If the values do not match, the request will be rejected
\n

Encryption of `secure` element

As mentioned, the auth.secure enlement needs to contain the encrypted value of authorization details or customer credentials. e.g. card details. Encrypt the value using the Triple DES Encryption algorithm with your client application secret key as the encryption key.

E.g.

When it's a `card`, it should be:

TripleDES.encrypt(\"{card.Pan};{card.Cvv};{card.Exp_MMyy};{card.Pin}\",secretKey)\n\n

If it's `bank.account` , it should be:

TripleDES.encrypt(\"{accountNumber};{bankCBNCode}\",secretKey)\n\n

If it's `wallet` , it should be:

TripleDES.encrypt(\"{walletNumber};{providerCode}\",secretKey)\n\n

If it's `basic` , it should be:

TripleDES.encrypt(\"{userName};{password}\",secretKey)\n\n

If it's `custom` , it should be:

TripleDES.encrypt(\"{ref}\",secretKey)\n\n

The complete `auth` object

Using the above, the full object could look like this:

\"type\": \"bank.account\",\n\"secure\": TripleDES.encrypt(\"{account_number};{bankcode}\", secretKey),\n\"auth_provider\": \"Nokrin\"\n\n

Sample encryption in Java

MessageDigest md = MessageDigest.getInstance(\"md5\");\nbyte[] digestOfPassword = md.digest(key.getBytes(\"UTF-16LE\"));\nbyte[] keyBytes = Arrays.copyOf(digestOfPassword, 24);\nfor (int j = 0, k = 16; j < 8;) {\n    keyBytes[k++] = keyBytes[j++];\n}\nSecretKey secretKey = new SecretKeySpec(keyBytes, 0, 24, \"DESede\");\nIvParameterSpec iv = new IvParameterSpec(new byte[8]);\nCipher cipher = Cipher.getInstance(\"DESede/CBC/PKCS5Padding\");\ncipher.init(Cipher.ENCRYPT_MODE, secretKey, iv);\nbyte[] plainTextBytes = toBeEncrypted.getBytes(\"UTF-16LE\");\nbyte[] cipherText = cipher.doFinal(plainTextBytes);\nString output = new String(Base64.encodeBase64(cipherText));\nreturn output;\n\n

Sample encryption in C-Sharp

string encryptedText = \"\";\nMD5 md5 = new MD5CryptoServiceProvider();\nTripleDES des = new TripleDESCryptoServiceProvider();\ndes.KeySize = 128;\ndes.Mode = CipherMode.CBC;\ndes.Padding = PaddingMode.PKCS7;\nbyte[] md5Bytes = md5.ComputeHash(Encoding.Unicode.GetBytes(key));\nbyte[] ivBytes = new byte[8];\ndes.Key = md5Bytes;\ndes.IV = ivBytes;\nbyte[] clearBytes = Encoding.Unicode.GetBytes(TextToEncrypt);\nICryptoTransform ct = des.CreateEncryptor();\nusing (MemoryStream ms = new MemoryStream())\n{\n    using (CryptoStream cs = new CryptoStream(ms, des.CreateEncryptor(), CryptoStreamMode.Write))\n    {\n        cs.Write(clearBytes, 0, clearBytes.Length);\n        cs.Close();\n    }\n    encryptedText = Convert.ToBase64String(ms.ToArray());\n}\nreturn encryptedText;\n\n

Sample encryption in PHP

function EncryptV2($encryption_key,$data)\n{\n    $source = mb_convert_encoding($encryption_key, 'UTF-16LE', 'UTF-8');\n    $key = md5($source, true);\n    $key .= substr($key, 0, 8);\n     // a 128 bit (16 byte) key\n     // append the first 8 bytes onto the end\n    //Pad for PKCS7\n    $block = mcrypt_get_block_size('tripledes', 'cbc');\n    $len = strlen($data);\n    $padding = $block - ($len % $block);\n    $data .= str_repeat(chr($padding),$padding);\n    $iv =  \"\\0\\0\\0\\0\\0\\0\\0\\0\";\n    $encData = mcrypt_encrypt('tripledes', $key, $data, 'cbc',$iv);\n    echo base64_encode($encData);\n}\n\n

Sample encryption in Node.js

const crypto = require('crypto');\nfunction encrypt(sharedKey, plainText) {\n    const bufferedKey = Buffer.from(sharedKey, 'utf16le');\n    const key = crypto.createHash('md5').update(bufferedKey).digest();\n    const newKey = Buffer.concat([key, key.slice(0, 8)]);\n    const IV = Buffer.alloc(8, '\\0');\n    const cipher = crypto.createCipheriv('des-ede3-cbc', newKey, IV).setAutoPadding(true);\n    return cipher.update(plainText, 'utf8', 'base64') + cipher.final('base64');\n}\n\n

Request payload structure

Every API request uses a common payload structure. This ensures consistency across services and reduces integration effort. The payload is divided into standard objects, each serving a specific purpose

{\n    \"request_ref\": \"111111111\",\n    \"request_type\": \"get rates\",\n    \"auth\": {\n        \"type\": null,\n        \"secure\": null,\n        \"auth_provider\": \"Nokrin\"\n    },\n    \"transaction\": {\n        \"mock_mode\": \"Live\",\n        \"transaction_ref\": \"{{transaction-ref}}\",\n        \"transaction_desc\": \"geting the rate from a specific IMTO\",\n        \"transaction_ref_parent\": null,\n        \"amount\": 0,\n        \"customer\": {\n            \"customer_ref\": \"2348022221412\",\n            \"firstname\": \"Ope\",\n            \"surname\": \"Adeoye\",\n            \"email\": \"opeadeoye@gmail.com\",\n            \"mobile_no\": \"2348022221412\"\n        },\n        \"meta\": {\n            \"biller_code\": \"000005\",\n            \"from\": \"USD\",\n            \"to\": \"NGN\"\n        },\n        \"details\": {\n            \"media_url\": null,\n            \"media_type\": null,\n            \"media_filename\": null\n        }\n    }\n}\n\n

Top level fields

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n

Field	Type	Required?	Description
request_ref	String	Yes	Unique reference ID for this API call. Must be unique for every request.
request_type	String	Yes	Defines the type of request. Effectively mapping to the function or service you are looking to invoke
auth	Object	Yes	Contains authentication information (provider, type, secure value).
transaction	Object	Yes	Holds transaction-specific details like reference, amount, customer info.

Auth object

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n

Field	Type	Required?	Descriptional
type	String/null	Can be set to `null`	Authentication type other service. For mandate check,get_bank, may be null.
secure	String/null	Can be set to `null`	Encrypted authorization value. May be null if not applicable. This contains any information that holds unique tokens (e.g. card details) and has to be encrypted. [details here]
auth_provider	String	Yes	Identifies the underlying provider that should execute the function. Use `Nokrin`

Transaction object

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n

Field	Type	Required?	Description
mock_mode	String	Yes	Defines the simulation mode for testing. Example: \"Inspect\"
transaction_ref	String	Yes	Unique reference for this transaction. Must be unique for each request and transaction. You could simply reuse the request_ref here
transaction_desc	String	Yes	Short description of the transaction purpose. Example: \"Check active mandates\"
transaction_ref_parent	String/Null	Can be set to `null`	Optional reference to a parent transaction (for nested or linked transactions).
amount	Number	Yes	Amount involved in the transaction. Use 0 if the transaction does not involve payment. This has to always be in lower denomination
customer	Object	Yes	Contains customer-specific information (see below).
meta	Object	No	Optional metadata related to the transaction (e.g., biller code, category).
details	Object	No	Additional transaction-specific details; can be empty if not applicable.

Customer object

The customer object stores information to uniquely identify and contact the customer. Fields are optional depending on the service being called. If not required, they can be left as empty strings (\"\")

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n

Field	Type	Required?	Description
customer_ref	String	Yes	Unique customer identifier. Always advised to use the 13-digit phone number starting with 234. Example: 2348022222222
firstname	String	No	Customer first name. Can be left as \"\" if not required by the service
surname	String	No	Customer last name. Can be left as \"\" if not required
email	String	No	Customer email address. Can be left as \"\" if not required
mobile_no	String	No	Customer mobile phone number. Can be left as \"\" if not required

Meta object

The meta object is optional and can contain extra contextual information for the transaction depending on the service.

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n

Field	Type	Requirement	Description
biller_code	String	No	Code identifying the biller or IMTO or service provider. Example: \"000019\"

Details Object

The details object can contain additional information relevant to the transaction.
\n
It can be empty ({}) if no extra details are needed.
\n

Response payload structure

For all responses, you'd get a JSON object in the body of the response you receive. All payloads have the following high level construct:

    {\n        \"status\": \"Successful\",\n        \"message\": \"Transaction processed successfully\",\n        \"data\": {\n            \"provider_response_code\": \"00\",\n            \"provider\": \"DemoProvider\",\n            \"errors\": [],\n            \"error\": {},\n            \"provider_response\": {\n                \"reference\": \"000022200225154318222333334432\",\n                \"field_key\":\"field_value\",\n                \"field_key\":\"field_value\",\n                \"field_etc\": \"3056433222\",\n                \"meta\":{\n                    \"fee_flat\": 0,\n                    \"fee_percent\": 0,\n                    \"commission_flat\": 0,\n                    \"commission_percent\": 0,\n                    \"field_key\":\"field_value\",\n                    \"field_key\":\"field_value\"\n                }\n            }\n        }\n    }\n\n

status: Indicates the state of the request, whether successful, failed or anything in between
\n
message: Provides a text description of the state of the request and at times a message for the customer
\n
data: Will contain much more details of the outcome of the request. The values within this could vary by request type or endpoint called but some standard elements would be in almost all calls
\n
provider_response_code: The actual response code received from the underlying provider, e.g. 00 for Quickteller
\n
provider_response: This contains the actual response from the provider, specific to the actual operation you are trying to perform. The elements here will vary based on the operation. This is the main area of interest.
\n
provider: The provider that was used to process the request
\n
errors: In case of a failed transaction, this contains the lists of errors that occurred while processing the transaction
\n
error: This contains the most important error that hinders the successful completion of the transaction.
We highly recommend that developers use the Errors field to determine the result of an API call. As an empty Errors node indicates a successful transaction.
\n

NOTE: Some API calls may have response elements that are only applicable to those API calls. You will see examples in the provided postman collection and across the documentation.

Standard status codes

Successful: For all requests that were successfully processed
\n
Failed: If a request fails. Read the errors object(s)
\n
WaitingForOTP: If a request requires OTP validation for completion.
\n
PendingValidation: If a request requires other information to be supplied for completion.
\n
Processing: If a transaction request is still in a processing state and needs to be subsequently queried.
\n
OptionsDelivered: Applicable only for services that support some form of options processing.
\n
InvalidID: If an ID being looked up by service is not valid.
\n
Fraud: If a request is flagged as suspicious.
\n
Duplicate: If a similar request has been made earlier within a stipulated time frame of 5 minutes.
\n
PendingFulfilment: The transaction requires extra steps from the customer.
\n
[Anything else]: This would vary per endpoint called. Applicable values would be in the documentation for that endpoint.
\n

HTTP Status Codes

200: Request was processed \"conclusively\". Not to be taken as a successful status. Always read the response.status object for actual processing status. Also note that the description field on the response can contain further steps to be carried on this transaction.
\n
400: Data validation error occurred due to inconsistent data supplied by the client
\n
401: Invalid request authorization, which might be due to invalid API key or the client is not registered for the service being accessed.
\n
500: An internal server error at our End, this should be reported if it persists
\n

\n","schema":"https://schema.getpostman.com/json/collection/v2.0.0/collection.json","toc":[{"content":"Getting started","slug":"getting-started"},{"content":"General API information","slug":"general-api-information"},{"content":"Mock mode","slug":"mock-mode"},{"content":"Headers","slug":"headers"},{"content":"Encryption of secure element","slug":"encryption-of-secure-element"},{"content":"Request payload structure","slug":"request-payload-structure"},{"content":"Response payload structure","slug":"response-payload-structure"},{"content":"Standard status codes","slug":"standard-status-codes"},{"content":"HTTP Status Codes","slug":"http-status-codes"}],"owner":"6358444","collectionId":"e1ff8b3f-b61a-4efb-8a8f-15c324eabce8","publishedId":"2sBXqGpggX","public":true,"customColor":{"top-bar":"FFFFFF","right-sidebar":"213C49","highlight":"0A9BB9"},"publishDate":"2026-04-24T06:41:52.000Z"},"item":[{"name":"Money-In","item":[{"name":"Send Invoice","id":"3e9bcf4c-9779-4517-b119-e01b6d3efaa7","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289","type":"text"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\n \"request_ref\": \"111111111\",\n \"request_type\": \"Send Invoice\",\n \"auth\": {\n \"type\": null,\n \"secure\": null,\n \"auth_provider\": \"Nokrin\"\n },\n \"transaction\": {\n \"mock_mode\": \"Live\",\n \"transaction_ref\": \"{{transaction-ref}}\",\n \"transaction_desc\": \"Send Invoice\",\n \"transaction_ref_parent\": null,\n \"amount\": 10000,\n \"customer\": {\n \"customer_ref\": \"2348022221412\",\n \"firstname\": \"Ope\",\n \"surname\": \"Adeoye\",\n \"email\": \"opeadeoye@gmail.com\",\n \"mobile_no\": \"2348022221412\"\n },\n \"meta\": {\n \"from\": \"NGN\",\n \"to\": \"USD\",\n \"skip_messaging\": \"false\",\n \"biller_code\": \"000005\" // [Required] IMTO identifier.\n },\n \"details\": {}\n }\n}","options":{"raw":{"language":"json"}}},"url":"https://api.onepipe.io/v2/transact","description":"

This endpoint lets you initiate a payment request that goes to a customer. When they have paid (with any of the available options) you'd get back a payment completion event on your webhook

Basic information

Call sequence

First time

Call get_banks to obtain list of supported options
\n
Call get_rates to determine amount in local currency
\n
Call send_invoice to trigger a payment request
\n
Customer recieves a prompt in WhatsApp or their bank channel to complete a payment
\n
Receieve a transaction_notification with details.meta.event_type = credit to confirm the payment
\n
Receive transaction_notification with tokenized bank details that can be used for future payments
\n

Subsequently

Call collect to take a payment
\n
Receive transaction_notification events to auto-reconcile
\n

Settlement and repatriation

Call get_balance to see collected amounts any time
\n
Call treasury_request for USD withdrawal any time
\n

\n","urlObject":{"path":["v2","transact"],"host":["https://api.onepipe.io"],"query":[],"variable":[]}},"response":[{"id":"cbfe0f69-74f0-4b37-a0e6-431b0232bcaa","name":"Send Invoice","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"request_ref\": \"111111111\",\n \"request_type\": \"Send Invoice\",\n \"auth\": {\n \"type\": null,\n \"secure\": null,\n \"auth_provider\": \"Nokrin\"\n },\n \"transaction\": {\n \"mock_mode\": \"Live\",\n \"transaction_ref\": \"{{transaction-ref}}\",\n \"transaction_desc\": \"Send Invoice\",\n \"transaction_ref_parent\": null,\n \"amount\": 10000,\n \"customer\": {\n \"customer_ref\": \"2348022221412\",\n \"firstname\": \"Ope\",\n \"surname\": \"Adeoye\",\n \"email\": \"opeadeoye@gmail.com\",\n \"mobile_no\": \"2348022221412\"\n },\n \"meta\": {\n \"from\": \"NGN\",\n \"to\": \"USD\",\n \"skip_messaging\": \"false\",\n \"biller_code\": \"000005\"\n },\n \"details\": {}\n }\n}","options":{"raw":{"language":"json"}}},"url":"https://api.onepipe.io/v2/transact"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":":status","value":200},{"key":"date","value":"Sat, 25 Apr 2026 14:30:17 GMT"},{"key":"Content-Type","value":"application/json","description":""},{"key":"content-length","value":"2882"},{"key":"strict-transport-security","value":"max-age=15552000; includeSubdomains; preload"},{"key":"x-content-type-options","value":"nosniff"},{"key":"x-envoy-upstream-service-time","value":"2587"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"Processing\",\n \"message\": \"Kindly follow the instructions sent to you via SMS and Email to complete payment\",\n \"data\": {\n \"options\": null,\n \"app_info\": null,\n \"provider_response_code\": \"00\",\n \"provider\": \"PaywithAccount\",\n \"errors\": null,\n \"error\": null,\n \"provider_response\": {\n \"account_number\": null,\n \"currency_code\": \"NGN\",\n \"customer_email\": \"kokobelow@gmail.com\",\n \"bank_code\": null,\n \"status\": \"REQUESTED\",\n \"created_on\": \"2026-04-25 14:30:16\",\n \"meta\": {\n \"transaction_final_amount\": 10000,\n \"transaction_ref\": \"DD-INV-7LJ83V4yEtOQf3u\",\n \"payment_id\": 576,\n \"virtual_account_name\": \"PWA - Demo IMTO\",\n \"virtual_account_number\": \"4566973069\",\n \"virtual_account_bank_name\": \"Fidelity\",\n \"virtual_account_bank_code\": \"070\",\n \"virtual_account_status\": \"active\",\n \"virtual_account_expiry_date\": \"2032-01-07 23:30:00\",\n \"ussd_code\": null,\n \"existing_subscription\": false,\n \"activation_url\": null,\n \"virtual_account_qr_code_url\": \"data:image/png;base64,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\"\n }\n },\n \"client_info\": {\n \"name\": null,\n \"id\": null,\n \"bank_cbn_code\": null,\n \"bank_name\": null,\n \"console_url\": null,\n \"js_background_image\": null,\n \"css_url\": null,\n \"logo_url\": null,\n \"footer_text\": null,\n \"show_options_icon\": false,\n \"paginate\": false,\n \"paginate_count\": 0,\n \"options\": null,\n \"merchant\": null,\n \"colors\": null,\n \"meta\": null\n }\n }\n}"}],"_postman_id":"3e9bcf4c-9779-4517-b119-e01b6d3efaa7"},{"name":"Open Account","id":"cd02c93c-db1e-4462-b7bb-f1b099004394","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289","type":"text"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\n \"request_ref\": \"111111111\",\n \"request_type\": \"open account\",\n \"auth\": {\n \"type\": null,\n \"secure\": null,\n \"auth_provider\": \"Nokrin\"\n },\n \"transaction\": {\n \"mock_mode\": \"Live\",\n \"transaction_ref\": \"{{transaction-ref}}\",\n \"transaction_desc\": \"Open Account\",\n \"transaction_ref_parent\": null,\n \"amount\": 0,\n \"customer\": {\n \"customer_ref\": \"2348022221412\",\n \"firstname\": \"Ope\",\n \"surname\": \"Adeoye\",\n \"email\": \"opeadeoye@gmail.com\",\n \"mobile_no\": \"2348022221412\"\n },\n \"meta\": {\n \"biller_code\": \"000005\",\n \"target_provider\": \"FidelityVirtual\"\n },\n \"details\": {\n \"name_on_account\": \"Jane Smith Nokrin\",\n \"middlename\": \"Mary\",\n \"dob\": \"1990-01-01\",\n \"gender\": \"Female\",\n \"title\": \"Ms\",\n \"address_line_1\": \"123 Nokrin Way\",\n \"city\": \"Lagos\",\n \"state\": \"Lagos\",\n \"country\": \"Nigeria\"\n }\n }\n}","options":{"raw":{"language":"json"}}},"url":"https://api.onepipe.io/v2/transact","description":"

This endpoint lets you assign a unique collections account to a customer. They'd pay at any time by funding that account (from any of the sources supported locally). When they have paid you'd get back a payment completion event on your webhook and the funds will be deposited in your local collections account

Basic information

Call sequence

Getting the account

Call open_account to assign a local account number to your customer

Accepting payment

Present the account details to your custmer however you see best
\n
Receieve a transaction_notification with details.meta.event_type = credit to confirm payment whenever the customer makes payments into that account
\n

Settlement and repatriation

Call get_balance to see collected amounts any time
\n
Call treasury_request for USD withdrawal any time
\n

\n","urlObject":{"path":["v2","transact"],"host":["https://api.onepipe.io"],"query":[],"variable":[]}},"response":[{"id":"fe5ba45c-698b-4459-96b3-da942c1cbe3a","name":"Open Account","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"request_ref\": \"111111111\",\n \"request_type\": \"open account\",\n \"auth\": {\n \"type\": null,\n \"secure\": null,\n \"auth_provider\": \"Nokrin\"\n },\n \"transaction\": {\n \"mock_mode\": \"Live\",\n \"transaction_ref\": \"{{transaction-ref}}\",\n \"transaction_desc\": \"Open Account\",\n \"transaction_ref_parent\": null,\n \"amount\": 5000,\n \"customer\": {\n \"customer_ref\": \"2349066870818\",\n \"firstname\": \"Ope\",\n \"surname\": \"Adeoye\",\n \"email\": \"opeadeoye@gmail.com\",\n \"mobile_no\": \"2349066870818\"\n },\n \"meta\": {\n \"biller_code\": \"000005\", // [Required] IMTO identifier.\n \"target_provider\": \"FidelityVirtual\"\n },\n \"details\": {\n \"name_on_account\": \"Jane Smith Nokrin\",\n \"middlename\": \"Mary\",\n \"dob\": \"1990-01-01\",\n \"gender\": \"Female\",\n \"title\": \"Ms\",\n \"address_line_1\": \"123 Nokrin Way\",\n \"city\": \"Lagos\",\n \"state\": \"Lagos\",\n \"country\": \"Nigeria\"\n }\n }\n}","options":{"raw":{"language":"json"}}},"url":"https://api.onepipe.io/v2/transact"},"_postman_previewlanguage":"json","header":[{"key":"Content-Type","value":"application/json","description":"","type":"text"}],"cookie":[{"expires":"Invalid Date","domain":"","path":""}],"responseTime":null,"body":"{\n \"status\": \"Successful\",\n \"message\": \"Transaction processed successfully\",\n \"data\": {\n \"provider_response_code\": \"00\",\n \"provider\": \"Nokrin\",\n \"errors\": null,\n \"error\": null,\n \"provider_response\": {\n \"account_number\": \"4567409491\",\n \"account_reference\": \"DD-BLR-FMEc7avIF4OlUcf\",\n \"account_name\": \"PWA - Jane Smith Nokrin\",\n \"currency_code\": \"NGN\",\n \"customer_email\": \"kokobelow@gmail.com\",\n \"bank_name\": \"Fidelity\",\n \"bank_code\": \"070\",\n \"account_type\": \"STATIC\",\n \"status\": \"ACTIVE\",\n \"reference\": \"DD-BLR-FMEc7avIF4OlUcf\"\n },\n \"client_info\": {\n \"name\": null,\n \"id\": null,\n \"bank_cbn_code\": null,\n \"bank_name\": null,\n \"console_url\": null,\n \"js_background_image\": null,\n \"css_url\": null,\n \"logo_url\": null,\n \"footer_text\": null,\n \"show_options_icon\": false,\n \"paginate\": false,\n \"paginate_count\": 0,\n \"options\": null,\n \"merchant\": null,\n \"colors\": null,\n \"meta\": null\n }\n }\n}"}],"_postman_id":"cd02c93c-db1e-4462-b7bb-f1b099004394"}],"id":"4307b84e-42ed-4841-8fb3-0de03b9509d7","description":"

In partnership with fully compliant and regulated entities and banks in each jurisdiction, Nokrin enables account-to-account (a2a) processing to collect payments

How it works

\n\n

Customers only need to provide a phone number to get started

Supported countries listed below

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n

Country	Coverage	Status
Nigeria	Pull - All banks Push - All banks	LIVE
Kenya	Push - All banks, All Wallets	TESTING
Ghana	Push - All banks, All Wallets	TESTING
Benin	Push - All banks, All Wallets	LIVE SOON
Burkina Faso	Push - All banks, All Wallets	LIVE SOON
Guinea	Push - All banks, All Wallets	LIVE SOON
Ivory Coast	Push - All banks, All Wallets	LIVE SOON
Liberia	Push - All banks, All Wallets	LIVE SOON
Mali	Push - All banks, All Wallets	LIVE SOON
Senegal	Push - All banks, All Wallets	LIVE SOON
Sierra Leone	Push - All banks, All Wallets	LIVE SOON
Cameroon	Push - All banks, All Wallets	LIVE SOON
Chad	Push - All banks, All Wallets	LIVE SOON
Congo Brazzaville	Push - All banks, All Wallets	LIVE SOON
Congo DRC	Push - All banks, All Wallets	LIVE SOON
Gabon	Push - All banks, All Wallets	LIVE SOON
Uganda	Push - All banks, All Wallets	LIVE SOON
Mozambique	Push - All banks, All Wallets	LIVE SOON
Tanzania	Push - All banks, All Wallets	LIVE SOON
Zambia	Push - All banks, All Wallets	LIVE SOON

Endpoint details

\n","_postman_id":"4307b84e-42ed-4841-8fb3-0de03b9509d7"},{"name":"Money-Out","item":[{"name":"Treasury Request","id":"bb5a0d62-b82b-42c0-99a3-227292dc6253","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289","type":"text"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\n \"request_ref\": \"111111111\",\n \"request_type\": \"treasury request\",\n \"auth\": {\n \"type\": null,\n \"secure\": null,\n \"auth_provider\": \"Nokrin\"\n },\n \"transaction\": {\n \"mock_mode\": \"Live\",\n \"transaction_ref\": \"{{transaction-ref}}\",\n \"transaction_desc\": \"get rate\",\n \"transaction_ref_parent\": null,\n \"amount\": 11,//the destination amount\n \"customer\": {\n \"customer_ref\": \"2348022221412\",\n \"firstname\": \"Ope\",\n \"surname\": \"Adeoye\",\n \"email\": \"opeadeoye@gmail.com\",\n \"mobile_no\": \"2348022221412\"\n },\n \"meta\": {\n \"biller_code\": \"000005\", // [Required] IMTO identifier.\n \"from\": \"NGN\", // [Required] Source currency.\n \"to\": \"USD\",\n \"skip_messaging\": true,\n \"auto_approve\": true,\n \"auto_pay\":\"true\",\n \"auto_fulfil\":\"true\",\n \"auto_disburse\":\"true\",\n\n \"details_sender_registration_number\":\"\",\n \"details_recipient_full_name\": \"Jane Smith\", // [Required]\n \"details_receipient_address\":\"\",\n \"details_recipient_iban\": \"0011223344\", // [Required]\n \"details_recipient_bank_name\": \"Access Bank\", \n \"details_recipient_bank_address\":\"\",\n \"details_recipient_bank_swift_code\":\"\",\n \"details_recipient_bank_local_code\":\"\",\n \n \"details_routing_number\":\"\",\n\n \"details_intermediary_address\":\"\",\n \"details_intermediary_bank_name\": \"Access Bank\", \n \"details_intermediary_bank_address\":\"\",\n \"details_intermediary_bank_bic\":\"\"\n },\n \"details\": {\n \"destination_account_number\": \"6234784766\",//optional... auto-fill from details_recipient_iban if not provided\n \"destination_bank_code\": \"070\" //optional... autofill from details_recipient_bank_local_code if not provided\n }\n }\n}","options":{"raw":{"language":"json"}}},"url":"https://api.onepipe.io/v2/transact/options","description":"

Basic information

Call sequence

Real-time process

Call treasury_request /options to determine rates vs local currency
\n
Call treasury_request to transfer from your USDC pool to IMTO USDC pool
\n
IMTO partners confirm receipt of the USDC
\n
IMTO partners settle the USDC to Nokrin and pays out local currency to your beneficiary
\n
Receive transaction_notification to confirm completion of the process
\n

Refund process

At T+1 refund your USDC pool with values consumed the previous day

\n","urlObject":{"path":["v2","transact","options"],"host":["https://api.onepipe.io"],"query":[],"variable":[]}},"response":[{"id":"b05beefb-60ae-4ddd-9089-62bf0fcc767c","name":"Treasury Request - Transact","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"request_ref\": \"111111111\",\n \"request_type\": \"treasury request\",\n \"auth\": {\n \"type\": null,\n \"secure\": null,\n \"auth_provider\": \"Nokrin\"\n },\n \"transaction\": {\n \"mock_mode\": \"Live\",\n \"transaction_ref\": \"{{transaction-ref}}\",\n \"transaction_desc\": \"get rate\",\n \"transaction_ref_parent\": null,\n \"amount\": 1000,\n \"customer\": {\n \"customer_ref\": \"2349066870818\",\n \"firstname\": \"Akin\",\n \"surname\": \"Olunloye\",\n \"email\": \"roqak1@gmail.com\",\n \"mobile_no\": \"2349066870818\"\n },\n \"meta\": {\n \"biller_code\": \"000005\", // [Required] IMTO identifier.\n \"from\": \"NGN\", // [Required] Source currency.\n \"to\": \"USD\",\n \"skip_messaging\": true,\n \"recipient_full_name\": \"Jane Smith\", // [Required] Full name of the beneficiary.\n // \"details_account_number_or_iban\": \"0011223344\", // [Required] Beneficiary account.\n // \"details_bank_name\": \"Access Bank\",\n \"details_business_registration\":\"\",\n \"details_bank_address\":\"\",\n \"details_receipient_address\":\"\",\n \"details_clearing_code\":\"\",\n \"details_intermediary_bank\":\"\",\n \"details_swift_code\":\"\",\n \"auto_approve\": true,\n \"auto_pay\":\"true\",\n \"auto_fulfil\":\"true\",\n \"auto_disburse\":\"true\"\n },\n \"details\": {\n \"destination_account_number\": \"2247916766\",\n \"destination_bank_code\": \"033\"\n }\n }\n}","options":{"raw":{"language":"json"}}},"url":"https://api.onepipe.io/v2/transact"},"_postman_previewlanguage":"json","header":[{"key":"Content-Type","value":"application/json","description":"","type":"text"}],"cookie":[{"expires":"Invalid Date","domain":"","path":""}],"responseTime":null,"body":"{\n \"status\": \"Successful\",\n \"message\": \"Transaction processed successfully\",\n \"data\": {\n \"provider_response_code\": \"00\",\n \"provider\": \"Nokrin\",\n \"errors\": null,\n \"error\": null,\n \"provider_response\": {\n \"destination_institution_code\": null,\n \"beneficiary_account_name\": \"Jane Smith\",\n \"beneficiary_account_number\": \"2247916766\",\n \"beneficiary_kyc_level\": 3,\n \"originator_account_name\": \"Akin Olunloye\",\n \"originator_account_number\": \"2349066870818\",\n \"originator_kyc_level\": 1,\n \"narration\": \"get rate\",\n \"transaction_final_amount\": 1000,\n \"destination_account_number\": \"2247916766\",\n \"destination_bank_code\": \"033\",\n \"reference\": 575,\n \"meta\": {\n \"invoice_id\": \"570\",\n \"status\": \"approved\",\n \"skip_messaging\": false,\n \"auto_pay\": true,\n \"auto_fulfil\": true,\n \"auto_approve\": true,\n \"auto_disburse\": true,\n \"form_response\": {\n \"hidden\": {\n \"biller_code\": \"000005\"\n }\n },\n \"is_destination_amount\": true\n }\n },\n \"client_info\": {\n \"name\": null,\n \"id\": null,\n \"bank_cbn_code\": null,\n \"bank_name\": null,\n \"console_url\": null,\n \"js_background_image\": null,\n \"css_url\": null,\n \"logo_url\": null,\n \"footer_text\": null,\n \"show_options_icon\": false,\n \"paginate\": false,\n \"paginate_count\": 0,\n \"options\": null,\n \"merchant\": null,\n \"colors\": null,\n \"meta\": null\n }\n }\n}"},{"id":"e6d22791-1651-4970-aa75-bcc10e537828","name":"Treasury Request - Options","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"request_ref\": \"111111111\",\n \"request_type\": \"treasury request\",\n \"auth\": {\n \"type\": null,\n \"secure\": null,\n \"auth_provider\": \"Nokrin\"\n },\n \"transaction\": {\n \"mock_mode\": \"Live\",\n \"transaction_ref\": \"{{transaction-ref}}\",\n \"transaction_desc\": \"get rate\",\n \"transaction_ref_parent\": null,\n \"amount\": 1000,\n \"customer\": {\n \"customer_ref\": \"2349066870818\",\n \"firstname\": \"Akin\",\n \"surname\": \"Olunloye\",\n \"email\": \"roqak1@gmail.com\",\n \"mobile_no\": \"2349066870818\"\n },\n \"meta\": {\n \"biller_code\": \"000005\", // [Required] IMTO identifier.\n \"from\": \"NGN\", // [Required] Source currency.\n \"to\": \"USD\",\n \"skip_messaging\": true,\n \"recipient_full_name\": \"Jane Smith\", // [Required] Full name of the beneficiary.\n // \"details_account_number_or_iban\": \"0011223344\", // [Required] Beneficiary account.\n // \"details_bank_name\": \"Access Bank\",\n \"details_business_registration\":\"\",\n \"details_bank_address\":\"\",\n \"details_receipient_address\":\"\",\n \"details_clearing_code\":\"\",\n \"details_intermediary_bank\":\"\",\n \"details_swift_code\":\"\",\n \"auto_approve\": true,\n \"auto_pay\":\"true\",\n \"auto_fulfil\":\"true\",\n \"auto_disburse\":\"true\"\n },\n \"details\": {\n \"destination_account_number\": \"2247916766\",\n \"destination_bank_code\": \"033\"\n }\n }\n}","options":{"raw":{"language":"json"}}},"url":"https://api.onepipe.io/v2/transact/options"},"_postman_previewlanguage":"json","header":[{"key":"Content-Type","value":"application/json","description":"","type":"text"}],"cookie":[{"expires":"Invalid Date","domain":"","path":""}],"responseTime":null,"body":"{\n \"status\": \"Successful\",\n \"message\": \"Transaction processed successfully\",\n \"data\": {\n \"options\": null,\n \"app_info\": null,\n \"provider_response_code\": \"00\",\n \"provider\": \"Nokrin\",\n \"errors\": null,\n \"error\": null,\n \"provider_response\": {\n \"source_currency\": \"NGN\",\n \"destination_currency\": \"USD\",\n \"rate\": 138100,\n \"rate_action\": \"multiply\",\n \"converted_amount\": 1381,//make this lower denom\n \"fees\": {\n \"service_charge_percent\": 0.45,\n \"service_charge_amount\": 6,//make this lower denom\n \"processing_fee_amount\": 12332.33,//make this lower denom and remove the decimal\n \"total_fees\": 12332.39//make this lower denom and remove the decimal\n },\n \"total_payable\": 1234620,\n \"destination_amount\": 1,//make this lower denom\n \"total_payout_amount\": 894,//is this really correct?\n \"gross_rate\": 138721\n }\n }\n}"}],"_postman_id":"bb5a0d62-b82b-42c0-99a3-227292dc6253"}],"id":"6f460641-7498-43d1-8edd-1f76b9ebe835","description":"

In partnership with fully compliant and regulated entities and banks in each jurisdiction, Nokrin enables account-to-account (a2a) processing to deliver instant last mile payouts

How it works

\n\n

Nokrin's IMTO partners provide and prefund a liquidity pool in local currency
\n
Nokrin provides you with a USDC wallet via Kraken and prefunds it
\n

Supported countries listed below

Country	Coverage	Status
Nigeria	Bank accounts - All banks Wallets - All providers	LIVE
Kenya	Bank accounts - All banks Wallets - All providers	TESTING
Ghana	Bank accounts - All banks Wallets - All providers	TESTING
Benin	Bank accounts - All banks Wallets - All providers	LIVE SOON
Burkina Faso	Bank accounts - All banks Wallets - All providers	LIVE SOON
Guinea	Bank accounts - All banks Wallets - All providers	LIVE SOON
Ivory Coast	Bank accounts - All banks Wallets - All providers	LIVE SOON
Liberia	Bank accounts - All banks Wallets - All providers	LIVE SOON
Mali	Bank accounts - All banks Wallets - All providers	LIVE SOON
Senegal	Bank accounts - All banks Wallets - All providers	LIVE SOON
Sierra Leone	Bank accounts - All banks Wallets - All providers	LIVE SOON
Cameroon	Bank accounts - All banks Wallets - All providers	LIVE SOON
Chad	Bank accounts - All banks Wallets - All providers	LIVE SOON
Congo Brazzaville	Bank accounts - All banks Wallets - All providers	LIVE SOON
Congo DRC	Bank accounts - All banks Wallets - All providers	LIVE SOON
Gabon	Bank accounts - All banks Wallets - All providers	LIVE SOON
Uganda	Bank accounts - All banks Wallets - All providers	LIVE SOON
Mozambique	Bank accounts - All banks Wallets - All providers	LIVE SOON
Tanzania	Bank accounts - All banks Wallets - All providers	LIVE SOON
Zambia	Bank accounts - All banks Wallets - All providers	LIVE SOON

Endpoint details

\n","_postman_id":"6f460641-7498-43d1-8edd-1f76b9ebe835"},{"name":"Utils","item":[{"name":"_others","item":[{"name":"12.1 Payment Notifications","id":"bb99c922-cc3e-4cf1-ac34-ea6a16ae2637","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"request_ref\": \"111111111\",\n \"request_type\": \"collect\",\n \"auth\": {\n \"type\": \"custom\",\n \"secure\": \"3DES(account_number;bank_code;pin)\",\n \"auth_provider\": \"PaywithAccount\"\n },\n \"transaction\": {\n \"mock_mode\": \"Live\",\n \"transaction_ref\": \"{{transaction-ref}}\",\n \"transaction_desc\": \"100 naira debit\",\n \"transaction_ref_parent\": null,\n \"amount\": 10000,\n \"customer\": {\n \"customer_ref\": \"2349066870818\",\n \"firstname\": \"Akin\",\n \"surname\": \"Olunloye\",\n \"email\": \"nophone@onepipe.io\",\n \"mobile_no\": \"2349066870818\"\n },\n \"meta\": {\n },\n \"details\": {}\n }\n}","options":{"raw":{"language":"json"}}},"url":"","urlObject":{"query":[],"variable":[]}},"response":[],"_postman_id":"bb99c922-cc3e-4cf1-ac34-ea6a16ae2637"},{"name":"13.1 Biller Notifications","id":"004eadb9-7c72-43c6-a388-a074e872de6f","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"request_ref\": \"111111111\",\n \"request_type\": \"collect\",\n \"auth\": {\n \"type\": \"custom\",\n \"secure\": \"3DES(account_number;bank_code;pin)\",\n \"auth_provider\": \"PaywithAccount\"\n },\n \"transaction\": {\n \"mock_mode\": \"Live\",\n \"transaction_ref\": \"{{transaction-ref}}\",\n \"transaction_desc\": \"100 naira debit\",\n \"transaction_ref_parent\": null,\n \"amount\": 10000,\n \"customer\": {\n \"customer_ref\": \"2349066870818\",\n \"firstname\": \"Akin\",\n \"surname\": \"Olunloye\",\n \"email\": \"nophone@onepipe.io\",\n \"mobile_no\": \"2349066870818\"\n },\n \"meta\": {\n },\n \"details\": {}\n }\n}","options":{"raw":{"language":"json"}}},"url":"","urlObject":{"query":[],"variable":[]}},"response":[{"id":"c8cbcccf-3e36-44df-b318-4ba15cb9c4c8","name":"Biller Approved","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"details\": {\n \"data\": {\n \"data\": {\n \"error\": null,\n \"errors\": null,\n \"status\": null,\n \"provider\": \"PaywithAccount\",\n \"reference\": null,\n \"provider_response\": {},\n \"provider_response_code\": \"00\"\n },\n \"status\": \"Successful\",\n \"message\": \"Transaction processed successfully\"\n },\n \"meta\": {\n \"type\": \"biller\",\n \"event_type\": \"biller_approved\", //note this\n \"biller_name\": \"Victor Motors\",\n \"biller_code\": \"000998\"\n },\n \"amount\": 0,\n \"status\": \"Successful\",\n \"provider\": \"PaywithAccount\",\n \"customer_ref\": \"2349066870818\",\n \"customer_email\": \"roqak1@yahoo.com\",\n \"transaction_ref\": \"999999231110155613485508816299\",\n \"customer_surname\": \"Olunloye\",\n \"transaction_desc\": \"Test Debit Mandate\",\n \"transaction_type\": \"collect\",\n \"customer_firstname\": \"Akin\",\n \"customer_mobile_no\": \"2300006870818\"\n },\n \"app_info\": {\n \"app_code\": \"{{app_code}}\"\n },\n \"mock_mode\": \"Live\",\n \"requester\": \"PaywithAccount\",\n \"request_ref\": \"56b01b1b-c3c3-4c11-b553-d20b9150254e\",\n \"request_type\": \"transaction_notification\"\n}","options":{"raw":{"language":"json"}}},"url":""},"_postman_previewlanguage":"json","header":[{"key":"Content-Type","value":"application/json","description":""}],"cookie":[],"responseTime":null,"body":"{\n \"status\":\"Successful\",\n \"message\":\"Transaction processed successfully\"\n}"},{"id":"5b465a84-32a8-4529-b24a-16695554f2bb","name":"Biller Rejected","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"details\": {\n \"data\": {\n \"data\": {\n \"error\": null,\n \"errors\": null,\n \"status\": null,\n \"provider\": \"PaywithAccount\",\n \"reference\": null,\n \"provider_response\": {},\n \"provider_response_code\": \"00\"\n },\n \"status\": \"Successful\",\n \"message\": \"Transaction processed successfully\"\n },\n \"meta\": {\n \"type\": \"biller\",\n \"event_type\": \"biller_rejected\", //note this\n \"biller_name\": \"Victor Motors\",\n \"biller_code\": \"000998\"\n },\n \"amount\": 0,\n \"status\": \"Successful\",\n \"provider\": \"PaywithAccount\",\n \"customer_ref\": \"2349066870818\",\n \"customer_email\": \"roqak1@yahoo.com\",\n \"transaction_ref\": \"999999231110155613485508816299\",\n \"customer_surname\": \"Olunloye\",\n \"transaction_desc\": \"Test Debit Mandate\",\n \"transaction_type\": \"collect\",\n \"customer_firstname\": \"Akin\",\n \"customer_mobile_no\": \"2300006870818\"\n },\n \"app_info\": {\n \"app_code\": \"{{app_code}}\"\n },\n \"mock_mode\": \"Live\",\n \"requester\": \"PaywithAccount\",\n \"request_ref\": \"56b01b1b-c3c3-4c11-b553-d20b9150254e\",\n \"request_type\": \"transaction_notification\"\n}","options":{"raw":{"language":"json"}}},"url":""},"_postman_previewlanguage":"json","header":[{"key":"Content-Type","value":"application/json","description":""}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"Successful\",\n \"message\": \"Transaction processed successfully\"\n}"},{"id":"9d213dad-2e3d-4e0c-84c6-86f54b78298f","name":"Biller Updated","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\r\n \"details\": {\r\n \"data\": {\r\n \"data\": {\r\n \"error\": null,\r\n \"errors\": null,\r\n \"status\": null,\r\n \"provider\": \"PaywithAccount\",\r\n \"reference\": null,\r\n \"provider_response\": {},\r\n \"provider_response_code\": \"00\"\r\n },\r\n \"status\": \"Successful\",\r\n \"message\": \"Transaction processed successfully\"\r\n },\r\n \"meta\": {\r\n \"type\": \"biller\",\r\n \"event_type\": \"biller_updated\", //note this\r\n \"biller_name\": \"Victor Motors\",\r\n \"biller_code\": \"000998\"\r\n },\r\n \"amount\": 0,\r\n \"status\": \"Successful\",\r\n \"provider\": \"PaywithAccount\",\r\n \"customer_ref\": \"2349066870818\",\r\n \"customer_email\": \"roqak1@yahoo.com\",\r\n \"transaction_ref\": \"999999231110155613485508816299\",\r\n \"customer_surname\": \"Olunloye\",\r\n \"transaction_desc\": \"Test Debit Mandate\",\r\n \"transaction_type\": \"collect\",\r\n \"customer_firstname\": \"Akin\",\r\n \"customer_mobile_no\": \"2300006870818\"\r\n },\r\n \"app_info\": {\r\n \"app_code\": \"{{app_code}}\"\r\n },\r\n \"mock_mode\": \"Live\",\r\n \"requester\": \"PaywithAccount\",\r\n \"request_ref\": \"56b01b1b-c3c3-4c11-b553-d20b9150254e\",\r\n \"request_type\": \"transaction_notification\"\r\n}","options":{"raw":{"language":"json"}}},"url":""},"_postman_previewlanguage":"json","header":[{"key":"Content-Type","value":"application/json","description":""}],"cookie":[],"responseTime":null,"body":"{\n \"status\":\"Successful\",\n \"message\":\"Transaction processed successfully\"\n}"},{"id":"f04bb099-318d-4a40-9ca2-a53aa64598c0","name":"Biller Deactivated","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\r\n \"details\": {\r\n \"data\": {\r\n \"data\": {\r\n \"error\": null,\r\n \"errors\": null,\r\n \"status\": null,\r\n \"provider\": \"PaywithAccount\",\r\n \"reference\": null,\r\n \"provider_response\": {},\r\n \"provider_response_code\": \"00\"\r\n },\r\n \"status\": \"Successful\",\r\n \"message\": \"Transaction processed successfully\"\r\n },\r\n \"meta\": {\r\n \"type\":\"biller\",\r\n \"event_type\":\"biller_deactivated\", //note this\r\n \"biller_name\":\"Victor Motors\",\r\n \"biller_code\":\"000998\"\r\n },\r\n \"amount\": 0,\r\n \"status\": \"Successful\",\r\n \"provider\": \"PaywithAccount\",\r\n \"customer_ref\": \"2349066870818\",\r\n \"customer_email\": \"roqak1@yahoo.com\",\r\n \"transaction_ref\": \"999999231110155613485508816299\",\r\n \"customer_surname\": \"Olunloye\",\r\n \"transaction_desc\": \"Test Debit Mandate\",\r\n \"transaction_type\": \"collect\",\r\n \"customer_firstname\": \"Akin\",\r\n \"customer_mobile_no\": \"2300006870818\"\r\n },\r\n \"app_info\": {\r\n \"app_code\": \"{{app_code}}\"\r\n },\r\n \"mock_mode\": \"Live\",\r\n \"requester\": \"PaywithAccount\",\r\n \"request_ref\": \"56b01b1b-c3c3-4c11-b553-d20b9150254e\",\r\n \"request_type\": \"transaction_notification\"\r\n}","options":{"raw":{"language":"json"}}},"url":""},"_postman_previewlanguage":"json","header":[{"key":"Content-Type","value":"application/json","description":""}],"cookie":[],"responseTime":null,"body":"{\n \"status\":\"Successful\",\n \"message\":\"Transaction processed successfully\"\n}"}],"_postman_id":"004eadb9-7c72-43c6-a388-a074e872de6f"},{"name":"14.1 Mandate Notifications","id":"3a35a5e2-fa47-442e-9580-603415aceed2","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"details\": {\n \"data\": {\n \"id\": 985,\n \"data\": {\n \"id\": 255,//most crucial\n \"amount\": \"325.00\",\n \"status\": \"active\",\n \"end_date\": \"2024-03-14\",\n \"frequency\": \"daily\",\n \"reference\": \"DD-SUB-ipmmHuznQdTPBtQ\",\n \"start_date\": \"2024-03-13\"\n },\n \"type\": \"subscription\",\n \"timestamp\": \"2024-03-12 08:02:02\"\n },\n \"meta\": {\n \"route\": \"listener\",\n \"amount\": 32500,\n \"cr_account\": null,\n \"cr_bank_code\": null,\n \"pwt_skip_disburse\": true,\n \"originator_cbn_code\": null,\n \"subscription_status\": \"active\",\n \"originator_account_number\": null\n },\n \"amount\": 32500,\n \"status\": \"Successful\", // crucial\n \"provider\": \"NIBSS\",\n \"customer_ref\": \"2348022221412\",\n \"customer_email\": \"\",\n \"transaction_ref\": \"DD-SUB-ipmmHuznQdTPBtQ\",\n \"customer_surname\": \"\",\n \"transaction_desc\": \"Subscription notification\",\n \"transaction_type\": \"activate_mandate\", //next crucial thing\n \"customer_firstname\": \"\",\n \"customer_mobile_no\": \"2348022221412\"\n },\n \"app_info\": {\n \"app_code\": \"PAYP647540\"\n },\n \"mock_mode\": \"Live\",\n \"requester\": \"NIBSS\",\n \"request_ref\": \"DD-SUB-ipmmHuznQdTPBtQ01\",\n \"request_type\": \"transaction_notification\"\n}","options":{"raw":{"language":"json"}}},"url":"https://api.onepipe.io/v2/transact","urlObject":{"path":["v2","transact"],"host":["https://api.onepipe.io"],"query":[],"variable":[]}},"response":[{"id":"ff2c06f0-d1a3-49f8-b52d-f8b6fb292865","name":"activate_mandate","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"details\": {\n \"data\": {\n \"id\": 985,\n \"data\": {\n \"id\": 255,\n \"amount\": \"325.00\",\n \"status\": \"active\",\n \"end_date\": \"2024-03-14\",\n \"frequency\": \"daily\",\n \"reference\": \"DD-SUB-ipmmHuznQdTPBtQ\",\n \"start_date\": \"2024-03-13\"\n },\n \"type\": \"subscription\",\n \"timestamp\": \"2024-03-12 08:02:02\"\n },\n \"meta\": {\n \"route\": \"listener\",\n \"amount\": 32500,\n \"cr_account\": null,\n \"cr_bank_code\": null,\n \"pwt_skip_disburse\": true,\n \"originator_cbn_code\": null,\n \"subscription_status\": \"active\",\n \"originator_account_number\": null\n },\n \"amount\": 32500,\n \"status\": \"Successful\",\n \"provider\": \"NIBSS\",\n \"customer_ref\": \"2348000021412\",//customer\n \"customer_email\": \"\",\n \"transaction_ref\": \"DD-SUB-ipmmHuznQdTPBtQ\",\n \"customer_surname\": \"\",\n \"transaction_desc\": \"Subscription notification\",\n \"transaction_type\": \"activate_mandate\", //note this\n \"customer_firstname\": \"\",\n \"customer_mobile_no\": \"2348000021412\"\n },\n \"app_info\": {\n \"app_code\": \"PAYP647540\"\n },\n \"mock_mode\": \"Live\",\n \"requester\": \"NIBSS\",\n \"request_ref\": \"DD-SUB-ipmmHuznQdTPBtQ01\",\n \"request_type\": \"transaction_notification\"\n}","options":{"raw":{"language":"json"}}},"url":"https://api.onepipe.io/v2/transact"},"_postman_previewlanguage":"json","header":[{"key":"Content-Type","value":"application/json","description":""}],"cookie":[],"responseTime":null,"body":"{\n \"data\": {\n \"provider_response\": {\n \"notification_id\": 1442432\n }\n },\n \"status\": \"Successful\",\n \"message\": \"Request successful\"\n}"},{"id":"80b0c986-0110-4944-8b5f-5416f03cb2f4","name":"Payment Inactive","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"details\": {\n \"data\": {},\n \"meta\": {\n \"amount\": 0,\n \"bank_code\": \"033\",\n \"timestamp\": \"2025-07-04 08:56:19\",\n \"cr_account\": null,\n \"event_type\": \"inactive\",\n \"payment_id\": \"15467\",\n \"cr_bank_code\": null,\n \"payment_type\": \"subscription\",\n \"pwt_item_code\": 31512,\n \"account_number\": \"2247916766\",\n \"pwt_skip_disburse\": true,\n \"originator_cbn_code\": null,\n \"provider_auth_token\": \"2247916766;033\",\n \"subscription_status\": \"inactive\",\n \"originator_account_number\": null\n },\n \"amount\": 0,\n \"status\": \"Successful\",\n \"provider\": \"NIBSS\",\n \"customer_ref\": \"2247916766\",\n \"customer_email\": \"\",\n \"transaction_ref\": \"DD-SUB-y2pX2AGnpbW7EHj\",\n \"customer_surname\": \"\",\n \"transaction_desc\": \"Subscription notification\",\n \"transaction_type\": \"transaction_notification\",\n \"customer_firstname\": \"\",\n \"customer_mobile_no\": \"2247916766\"\n },\n \"app_info\": {\n \"app_code\": \"PAYP396648\"\n },\n \"mock_mode\": \"Live\",\n \"requester\": \"NIBSS\",\n \"request_ref\": \"DD-SUB-y2pX2AGnpbW7EHj01\",\n \"request_type\": \"transaction_notification\"\n}","options":{"raw":{"language":"json"}}},"url":"https://api.onepipe.io/v2/transact"},"_postman_previewlanguage":"json","header":[{"key":"Content-Type","value":"application/json","description":""}],"cookie":[],"responseTime":null,"body":"{\n \"data\": {\n \"provider_response\": {\n \"notification_id\": 1442432\n }\n },\n \"status\": \"Successful\",\n \"message\": \"Request successful\"\n}"},{"id":"064cbf0d-058a-4683-a468-1babe2efc6d4","name":"Payment Active","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"details\": {\n \"data\": {},\n \"meta\": {\n \"amount\": 0,\n \"bank_code\": \"033\",\n \"timestamp\": \"2025-07-04 08:56:19\",\n \"cr_account\": null,\n \"event_type\": \"inactive\",\n \"payment_id\": \"15467\",\n \"cr_bank_code\": null,\n \"payment_type\": \"subscription\",\n \"pwt_item_code\": 31512,\n \"account_number\": \"2247916766\",\n \"pwt_skip_disburse\": true,\n \"originator_cbn_code\": null,\n \"provider_auth_token\": \"2247916766;033\",\n \"subscription_status\": \"inactive\",\n \"originator_account_number\": null\n },\n \"amount\": 0,\n \"status\": \"Successful\",\n \"provider\": \"NIBSS\",\n \"customer_ref\": \"2247916766\",\n \"customer_email\": \"\",\n \"transaction_ref\": \"DD-SUB-y2pX2AGnpbW7EHj\",\n \"customer_surname\": \"\",\n \"transaction_desc\": \"Subscription notification\",\n \"transaction_type\": \"transaction_notification\",\n \"customer_firstname\": \"\",\n \"customer_mobile_no\": \"2247916766\"\n },\n \"app_info\": {\n \"app_code\": \"PAYP396648\"\n },\n \"mock_mode\": \"Live\",\n \"requester\": \"NIBSS\",\n \"request_ref\": \"DD-SUB-y2pX2AGnpbW7EHj01\",\n \"request_type\": \"transaction_notification\"\n}","options":{"raw":{"language":"json"}}},"url":"https://api.onepipe.io/v2/transact"},"_postman_previewlanguage":"json","header":[{"key":"Content-Type","value":"application/json","description":""}],"cookie":[],"responseTime":null,"body":"{\n \"data\": {\n \"provider_response\": {\n \"notification_id\": 1442432\n }\n },\n \"status\": \"Successful\",\n \"message\": \"Request successful\"\n}"},{"id":"5d8bd72a-4579-4c05-a54e-f47125c9c113","name":"Payment Expired","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"details\": {\n \"data\": {},\n \"meta\": {\n \"amount\": 0,\n \"bank_code\": \"033\",\n \"timestamp\": \"2025-07-04 08:56:19\",\n \"cr_account\": null,\n \"event_type\": \"expired\",\n \"payment_id\": \"15467\",\n \"cr_bank_code\": null,\n \"payment_type\": \"subscription\",\n \"pwt_item_code\": 31512,\n \"account_number\": \"2247916766\",\n \"pwt_skip_disburse\": true,\n \"originator_cbn_code\": null,\n \"provider_auth_token\": \"2247916766;033\",\n \"subscription_status\": \"expired\",\n \"originator_account_number\": null\n },\n \"amount\": 0,\n \"status\": \"Successful\",\n \"provider\": \"NIBSS\",\n \"customer_ref\": \"2247916766\",\n \"customer_email\": \"\",\n \"transaction_ref\": \"DD-SUB-y2pX2AGnpbW7EHj\",\n \"customer_surname\": \"\",\n \"transaction_desc\": \"Subscription notification\",\n \"transaction_type\": \"transaction_notification\",\n \"customer_firstname\": \"\",\n \"customer_mobile_no\": \"2247916766\"\n },\n \"app_info\": {\n \"app_code\": \"PAYP396648\"\n },\n \"mock_mode\": \"Live\",\n \"requester\": \"NIBSS\",\n \"request_ref\": \"DD-SUB-y2pX2AGnpbW7EHj01\",\n \"request_type\": \"transaction_notification\"\n}","options":{"raw":{"language":"json"}}},"url":"https://api.onepipe.io/v2/transact"},"_postman_previewlanguage":"json","header":[{"key":"Content-Type","value":"application/json","description":""}],"cookie":[],"responseTime":null,"body":"{\n \"data\": {\n \"provider_response\": {\n \"notification_id\": 1442432\n }\n },\n \"status\": \"Successful\",\n \"message\": \"Request successful\"\n}"}],"_postman_id":"3a35a5e2-fa47-442e-9580-603415aceed2"}],"id":"8b88a26b-d014-4001-a8b2-ed4d5b60c652","_postman_id":"8b88a26b-d014-4001-a8b2-ed4d5b60c652","description":""},{"name":"Webhook Events","id":"3b6b91b9-290c-44ff-a459-7a34b726bd19","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289","type":"text"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\n \"request_ref\": \"TREASURY_575_4e5nt9PZ01\",\n \"request_type\": \"transaction_notification\",\n \"requester\": \"nokrin\",\n \"mock_mode\": \"Live\", \n \"details\": {\n \"data\": {\n \"data\": {\n \"error\": null,\n \"errors\": null,\n \"status\": null,\n \"provider\": \"nokrin\",\n \"reference\": null,\n \"provider_response\": {\n \"meta\": {\n \"session_id\": null,\n \"subscription_id\": \"570\"\n },\n \"reference\": \"TREASURY_575_4e5nt9PZ\",\n \"paymentoptions\": [],\n \"provider_auth_token\": null,\n \"transaction_final_amount\": 1000\n },\n \"provider_response_code\": \"00\"\n },\n \"status\": \"Successful\",\n \"message\": \"Transaction processed successfully\"\n },\n \"meta\": {\n \"subscription_status\": \"approved\",\n \"pwt_skip_disburse\": true,\n \"amount\": 1000,\n \"cr_account\": null,\n \"cr_bank_code\": null,\n \"originator_cbn_code\": null,\n \"originator_account_number\": null,\n \"originator_account_name\": null,\n \"provider_auth_token\": null,\n \"referrer\": null,\n \"transaction_ref\": \"TREASURY_575_4e5nt9PZ\",\n \"event_type\": \"treasury.disburse_completed\",\n \"repeat_start\": null,\n \"subscription_id\": \"570\",\n \"repeat_frequency\": null,\n \"repeat_end\": null,\n \"repeat_target_provider\": \"nokrin\",\n \"subscription_date\": null,\n \"expiry_date\": null,\n \"mandate_id\": null,\n \"account_name\": \"Akin Olunloye\",\n \"account_no\": \"2349996870818\",\n \"bank_code\": null,\n \"pwt_item_code\": \"41510\",\n \"pwt_maintain_notification_meta\": \"true\",\n \"narration\": \"Treasury Request Update: treasury.disburse_completed\",\n \"fee\": 0,\n \"biller_id\": \"5\",\n \"biller_code\": \"000005\",\n \"biller_name\": \"Demo IMTO\",\n \"biller_status\": \"active\",\n \"biller_email\": \"j@koko.com\",\n \"biller_rc_number\": \"RC1999159\",\n \"biller_account_name\": \"ONEPIPE.IO SERVICES LIMITED - NOKRIN TRANSIT ACCOUNT\",\n \"biller_account_number\": \"9020987651\",\n \"biller_bank_code\": \"070\",\n \"biller_phone_number\": \"09066000818\",\n \"sales_representative_id\": \"1\",\n \"skip_email\": true,\n \"skip_sms\": true,\n \"treasury_request_id\": 575,\n \"invoice_id\": \"570\",\n \"status\": \"approved\",\n \"invoice_status\": \"requested\",\n \"disburse_status\": null,\n \"company\": \"Jane Smith\",\n \"source_currency\": \"NGN\",\n \"destination_currency\": \"USD\",\n \"source_amount\": 20,\n \"destination_amount\": 10,\n \"total_payable\": \"20.62\",\n \"exchange_rate\": 2,\n \"exchange_rate_action\": \"multiply\",\n \"notes\": \"Auto-approved/Auto-paid on creation\",\n \"route\": \"listener\",\n \"reward_url\": \"https://paywithaccount.com/win?ref=TREASURY_575_4e5nt9PZ\"\n },\n \"amount\": 1000,\n \"status\": \"Successful\",\n \"provider\": \"nokrin\",\n \"customer_ref\": \"2349000000818\",\n \"customer_firstname\": \"John\",\n \"customer_surname\": \"Doe\",\n \"customer_email\": \"johndoe@gmail.com\",\n \"customer_mobile_no\": \"2349000000818\",\n \"transaction_ref\": \"TREASURY_575_4e5nt9PZ_NOT\",\n \"transaction_desc\": \"Treasury Request Update: treasury.disburse_completed\",\n \"transaction_type\": \"transfer_funds\"\n },\n \"app_info\": {\n \"app_code\": \"PAYP400086\"\n }\n}","options":{"raw":{"language":"json"}}},"url":"{your-webhook-url}","description":"

Applications on Nokrin can set a webhook to receive callbacks and notifications from the various operations

You'd implement and expose a webhook url, that will receive a POST message from Nokrin whenever an event that you have subscribed to occurs

First, you have to setup your webhook url in your Nokrin settings

\n $\"Setting%20up%20your%20webhook\"$ \n\n

In the payload you'd receive,

look out for details.meta.event_type to determine what the event is
\n
look out for details.xxxxxxxxxxxxxx to determine the original request this event is in regard of. This will map to the transaction_ref that was set by you when you made your original call to Nokrin
\n

Here are the supported events you can expect to recieve

\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n

Event	Description
treasury.fulfilled	You will receive this when your original money-out request has been completed end to end and closed. This is the absolute final state
treasury.disburse_completed	You will receive this when the payout has been delivered to the beneficiary. It still needs to be fulfilled for finality though
treasury.invoice_paid	You will receive this when your balance (USDC or local currency) has been depleted as payment for a payout
treasury.approved	You will receive this when a partner IMTO has approved to process the payout request
--	You will receive this every time you receive money-in from any of your customers

General structure of the callback payload

[NOTE__: samples for each event type are provided as examples]

\n","urlObject":{"host":["{your-webhook-url}"],"query":[],"variable":[]}},"response":[{"id":"62a55fd9-2920-41fc-aca0-84635c222525","name":"event_type.treasury.approved","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"request_ref\": \"TREASURY_575_IQ4KwKVg01\",\n \"request_type\": \"transaction_notification\",\n \"requester\": \"nokrin\",\n \"mock_mode\": \"Live\",\n \"details\": {\n \"data\": {\n \"data\": {\n \"error\": null,\n \"errors\": null,\n \"status\": null,\n \"provider\": \"nokrin\",\n \"reference\": null,\n \"provider_response\": {\n \"meta\": {\n \"session_id\": null,\n \"subscription_id\": null\n },\n \"reference\": \"TREASURY_575_IQ4KwKVg\",\n \"paymentoptions\": [],\n \"provider_auth_token\": null,\n \"transaction_final_amount\": 1000\n },\n \"provider_response_code\": \"00\"\n },\n \"status\": \"Successful\",\n \"message\": \"Transaction processed successfully\"\n },\n \"meta\": {\n \"subscription_status\": \"approved\",\n \"pwt_skip_disburse\": true,\n \"amount\": 1000,\n \"cr_account\": null,\n \"cr_bank_code\": null,\n \"originator_cbn_code\": null,\n \"originator_account_number\": null,\n \"originator_account_name\": null,\n \"provider_auth_token\": null,\n \"referrer\": null,\n \"transaction_ref\": \"TREASURY_575_IQ4KwKVg\",\n \"event_type\": \"treasury.approved\",\n \"repeat_start\": null,\n \"subscription_id\": null,\n \"repeat_frequency\": null,\n \"repeat_end\": null,\n \"repeat_target_provider\": \"nokrin\",\n \"subscription_date\": null,\n \"expiry_date\": null,\n \"mandate_id\": null,\n \"account_name\": \"Akin Olunloye\",\n \"account_no\": \"2349066870818\",\n \"bank_code\": null,\n \"pwt_item_code\": \"41510\",\n \"pwt_maintain_notification_meta\": \"true\",\n \"narration\": \"Treasury Request Update: treasury.approved\",\n \"fee\": 0,\n \"biller_id\": \"5\",\n \"biller_code\": \"000005\",\n \"biller_name\": \"Demo IMTO\",\n \"biller_status\": \"active\",\n \"biller_email\": \"akin+kraken@onepipe.io\",\n \"biller_rc_number\": \"RC1544159\",\n \"biller_account_name\": \"ONEPIPE.IO SERVICES LIMITED - NOKRIN TRANSIT ACCOUNT\",\n \"biller_account_number\": \"9020037101\",\n \"biller_bank_code\": null,\n \"biller_phone_number\": \"09066870818\",\n \"sales_representative_id\": \"1\",\n \"skip_email\": true,\n \"skip_sms\": true,\n \"treasury_request_id\": 575,\n \"invoice_id\": null,\n \"status\": \"approved\",\n \"invoice_status\": \"processing\",\n \"disburse_status\": null,\n \"company\": \"Jane Smith\",\n \"source_currency\": \"NGN\",\n \"destination_currency\": \"USD\",\n \"source_amount\": 20,\n \"destination_amount\": 10,\n \"total_payable\": \"20.62\",\n \"exchange_rate\": 2,\n \"exchange_rate_action\": \"multiply\",\n \"notes\": \"Auto-approved/Auto-paid on creation\",\n \"route\": \"listener\",\n \"reward_url\": \"https://paywithaccount.com/win?ref=TREASURY_575_IQ4KwKVg\"\n },\n \"amount\": 1000,\n \"status\": \"Successful\",\n \"provider\": \"nokrin\",\n \"customer_ref\": \"2349066870818\",\n \"customer_firstname\": \"Akin\",\n \"customer_surname\": \"Olunloye\",\n \"customer_email\": \"roqak1@gmail.com\",\n \"customer_mobile_no\": \"2349066870818\",\n \"transaction_ref\": \"TREASURY_575_IQ4KwKVg_NOT\",\n \"transaction_desc\": \"Treasury Request Update: treasury.approved\",\n \"transaction_type\": \"collect\"\n },\n \"app_info\": {\n \"app_code\": \"PAYP420286\"\n }\n}","options":{"raw":{"language":"json"}}},"url":"https://api.onepipe.io/v2/transact/options"},"_postman_previewlanguage":"json","header":[{"key":"Content-Type","value":"application/json","description":"","type":"text"}],"cookie":[{"expires":"Invalid Date","domain":"","path":""}],"responseTime":null,"body":"{\n \"request_ref\": \"TREASURY_575_IQ4KwKVg01\",\n \"request_type\": \"transaction_notification\",\n \"requester\": \"nokrin\",\n \"mock_mode\": \"Live\",\n \"details\": {\n \"data\": {\n \"data\": {\n \"error\": null,\n \"errors\": null,\n \"status\": null,\n \"provider\": \"nokrin\",\n \"reference\": null,\n \"provider_response\": {\n \"meta\": {\n \"session_id\": null,\n \"subscription_id\": null\n },\n \"reference\": \"TREASURY_575_IQ4KwKVg\",\n \"paymentoptions\": [],\n \"provider_auth_token\": null,\n \"transaction_final_amount\": 1000\n },\n \"provider_response_code\": \"00\"\n },\n \"status\": \"Successful\",\n \"message\": \"Transaction processed successfully\"\n },\n \"meta\": {\n \"subscription_status\": \"approved\",\n \"pwt_skip_disburse\": true,\n \"amount\": 1000,\n \"cr_account\": null,\n \"cr_bank_code\": null,\n \"originator_cbn_code\": null,\n \"originator_account_number\": null,\n \"originator_account_name\": null,\n \"provider_auth_token\": null,\n \"referrer\": null,\n \"transaction_ref\": \"TREASURY_575_IQ4KwKVg\",\n \"event_type\": \"treasury.approved\",\n \"repeat_start\": null,\n \"subscription_id\": null,\n \"repeat_frequency\": null,\n \"repeat_end\": null,\n \"repeat_target_provider\": \"nokrin\",\n \"subscription_date\": null,\n \"expiry_date\": null,\n \"mandate_id\": null,\n \"account_name\": \"Akin Olunloye\",\n \"account_no\": \"2349066870818\",\n \"bank_code\": null,\n \"pwt_item_code\": \"41510\",\n \"pwt_maintain_notification_meta\": \"true\",\n \"narration\": \"Treasury Request Update: treasury.approved\",\n \"fee\": 0,\n \"biller_id\": \"5\",\n \"biller_code\": \"000005\",\n \"biller_name\": \"Demo IMTO\",\n \"biller_status\": \"active\",\n \"biller_email\": \"akin+kraken@onepipe.io\",\n \"biller_rc_number\": \"RC1544159\",\n \"biller_account_name\": \"ONEPIPE.IO SERVICES LIMITED - NOKRIN TRANSIT ACCOUNT\",\n \"biller_account_number\": \"9020037101\",\n \"biller_bank_code\": null,\n \"biller_phone_number\": \"09066870818\",\n \"sales_representative_id\": \"1\",\n \"skip_email\": true,\n \"skip_sms\": true,\n \"treasury_request_id\": 575,\n \"invoice_id\": null,\n \"status\": \"approved\",\n \"invoice_status\": \"processing\",\n \"disburse_status\": null,\n \"company\": \"Jane Smith\",\n \"source_currency\": \"NGN\",\n \"destination_currency\": \"USD\",\n \"source_amount\": 20,\n \"destination_amount\": 10,\n \"total_payable\": \"20.62\",\n \"exchange_rate\": 2,\n \"exchange_rate_action\": \"multiply\",\n \"notes\": \"Auto-approved/Auto-paid on creation\",\n \"route\": \"listener\",\n \"reward_url\": \"https://paywithaccount.com/win?ref=TREASURY_575_IQ4KwKVg\"\n },\n \"amount\": 1000,\n \"status\": \"Successful\",\n \"provider\": \"nokrin\",\n \"customer_ref\": \"2349066870818\",\n \"customer_firstname\": \"Akin\",\n \"customer_surname\": \"Olunloye\",\n \"customer_email\": \"roqak1@gmail.com\",\n \"customer_mobile_no\": \"2349066870818\",\n \"transaction_ref\": \"TREASURY_575_IQ4KwKVg_NOT\",\n \"transaction_desc\": \"Treasury Request Update: treasury.approved\",\n \"transaction_type\": \"collect\"\n },\n \"app_info\": {\n \"app_code\": \"PAYP420286\"\n }\n}"},{"id":"ed4eadf4-35b4-4dff-94fc-82a64e17662f","name":"event_type.treasury.invoice_paid","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"request_ref\": \"TREASURY_575_i053BriE01\",\n \"request_type\": \"transaction_notification\",\n \"requester\": \"nokrin\",\n \"mock_mode\": \"Live\",\n \"details\": {\n \"data\": {\n \"data\": {\n \"error\": null,\n \"errors\": null,\n \"status\": null,\n \"provider\": \"nokrin\",\n \"reference\": null,\n \"provider_response\": {\n \"meta\": {\n \"session_id\": null,\n \"subscription_id\": \"570\"\n },\n \"reference\": \"TREASURY_575_i053BriE\",\n \"paymentoptions\": [],\n \"provider_auth_token\": null,\n \"transaction_final_amount\": 1000\n },\n \"provider_response_code\": \"00\"\n },\n \"status\": \"Successful\",\n \"message\": \"Transaction processed successfully\"\n },\n \"meta\": {\n \"subscription_status\": \"approved\",\n \"pwt_skip_disburse\": true,\n \"amount\": 1000,\n \"cr_account\": null,\n \"cr_bank_code\": null,\n \"originator_cbn_code\": null,\n \"originator_account_number\": null,\n \"originator_account_name\": null,\n \"provider_auth_token\": null,\n \"referrer\": null,\n \"transaction_ref\": \"TREASURY_575_i053BriE\",\n \"event_type\": \"treasury.invoice_paid\",\n \"repeat_start\": null,\n \"subscription_id\": \"570\",\n \"repeat_frequency\": null,\n \"repeat_end\": null,\n \"repeat_target_provider\": \"nokrin\",\n \"subscription_date\": null,\n \"expiry_date\": null,\n \"mandate_id\": null,\n \"account_name\": \"Akin Olunloye\",\n \"account_no\": \"2349066870818\",\n \"bank_code\": null,\n \"pwt_item_code\": \"41510\",\n \"pwt_maintain_notification_meta\": \"true\",\n \"narration\": \"Treasury Request Update: treasury.invoice_paid\",\n \"fee\": 0,\n \"biller_id\": \"5\",\n \"biller_code\": \"000005\",\n \"biller_name\": \"Demo IMTO\",\n \"biller_status\": \"active\",\n \"biller_email\": \"akin+kraken@onepipe.io\",\n \"biller_rc_number\": \"RC1544159\",\n \"biller_account_name\": \"ONEPIPE.IO SERVICES LIMITED - NOKRIN TRANSIT ACCOUNT\",\n \"biller_account_number\": \"9020037101\",\n \"biller_bank_code\": \"070\",\n \"biller_phone_number\": \"09066870818\",\n \"sales_representative_id\": \"1\",\n \"skip_email\": true,\n \"skip_sms\": true,\n \"treasury_request_id\": 575,\n \"invoice_id\": \"570\",\n \"status\": \"approved\",\n \"invoice_status\": \"requested\",\n \"disburse_status\": null,\n \"company\": \"Jane Smith\",\n \"source_currency\": \"NGN\",\n \"destination_currency\": \"USD\",\n \"source_amount\": 20,\n \"destination_amount\": 10,\n \"total_payable\": \"20.62\",\n \"exchange_rate\": 2,\n \"exchange_rate_action\": \"multiply\",\n \"notes\": \"Auto-approved/Auto-paid on creation\",\n \"route\": \"listener\",\n \"reward_url\": \"https://paywithaccount.com/win?ref=TREASURY_575_i053BriE\"\n },\n \"amount\": 1000,\n \"status\": \"Successful\",\n \"provider\": \"nokrin\",\n \"customer_ref\": \"2349066870818\",\n \"customer_firstname\": \"Akin\",\n \"customer_surname\": \"Olunloye\",\n \"customer_email\": \"roqak1@gmail.com\",\n \"customer_mobile_no\": \"2349066870818\",\n \"transaction_ref\": \"TREASURY_575_i053BriE_NOT\",\n \"transaction_desc\": \"Treasury Request Update: treasury.invoice_paid\",\n \"transaction_type\": \"collect\"\n },\n \"app_info\": {\n \"app_code\": \"PAYP420286\"\n }\n}","options":{"raw":{"language":"json"}}},"url":"https://api.onepipe.io/v2/transact/options"},"_postman_previewlanguage":"json","header":[{"key":"Content-Type","value":"application/json","description":"","type":"text"}],"cookie":[{"expires":"Invalid Date","domain":"","path":""}],"responseTime":null,"body":"{\n \"request_ref\": \"TREASURY_575_i053BriE01\",\n \"request_type\": \"transaction_notification\",\n \"requester\": \"nokrin\",\n \"mock_mode\": \"Live\",\n \"details\": {\n \"data\": {\n \"data\": {\n \"error\": null,\n \"errors\": null,\n \"status\": null,\n \"provider\": \"nokrin\",\n \"reference\": null,\n \"provider_response\": {\n \"meta\": {\n \"session_id\": null,\n \"subscription_id\": \"570\"\n },\n \"reference\": \"TREASURY_575_i053BriE\",\n \"paymentoptions\": [],\n \"provider_auth_token\": null,\n \"transaction_final_amount\": 1000\n },\n \"provider_response_code\": \"00\"\n },\n \"status\": \"Successful\",\n \"message\": \"Transaction processed successfully\"\n },\n \"meta\": {\n \"subscription_status\": \"approved\",\n \"pwt_skip_disburse\": true,\n \"amount\": 1000,\n \"cr_account\": null,\n \"cr_bank_code\": null,\n \"originator_cbn_code\": null,\n \"originator_account_number\": null,\n \"originator_account_name\": null,\n \"provider_auth_token\": null,\n \"referrer\": null,\n \"transaction_ref\": \"TREASURY_575_i053BriE\",\n \"event_type\": \"treasury.invoice_paid\",\n \"repeat_start\": null,\n \"subscription_id\": \"570\",\n \"repeat_frequency\": null,\n \"repeat_end\": null,\n \"repeat_target_provider\": \"nokrin\",\n \"subscription_date\": null,\n \"expiry_date\": null,\n \"mandate_id\": null,\n \"account_name\": \"Akin Olunloye\",\n \"account_no\": \"2349066870818\",\n \"bank_code\": null,\n \"pwt_item_code\": \"41510\",\n \"pwt_maintain_notification_meta\": \"true\",\n \"narration\": \"Treasury Request Update: treasury.invoice_paid\",\n \"fee\": 0,\n \"biller_id\": \"5\",\n \"biller_code\": \"000005\",\n \"biller_name\": \"Demo IMTO\",\n \"biller_status\": \"active\",\n \"biller_email\": \"akin+kraken@onepipe.io\",\n \"biller_rc_number\": \"RC1544159\",\n \"biller_account_name\": \"ONEPIPE.IO SERVICES LIMITED - NOKRIN TRANSIT ACCOUNT\",\n \"biller_account_number\": \"9020037101\",\n \"biller_bank_code\": \"070\",\n \"biller_phone_number\": \"09066870818\",\n \"sales_representative_id\": \"1\",\n \"skip_email\": true,\n \"skip_sms\": true,\n \"treasury_request_id\": 575,\n \"invoice_id\": \"570\",\n \"status\": \"approved\",\n \"invoice_status\": \"requested\",\n \"disburse_status\": null,\n \"company\": \"Jane Smith\",\n \"source_currency\": \"NGN\",\n \"destination_currency\": \"USD\",\n \"source_amount\": 20,\n \"destination_amount\": 10,\n \"total_payable\": \"20.62\",\n \"exchange_rate\": 2,\n \"exchange_rate_action\": \"multiply\",\n \"notes\": \"Auto-approved/Auto-paid on creation\",\n \"route\": \"listener\",\n \"reward_url\": \"https://paywithaccount.com/win?ref=TREASURY_575_i053BriE\"\n },\n \"amount\": 1000,\n \"status\": \"Successful\",\n \"provider\": \"nokrin\",\n \"customer_ref\": \"2349066870818\",\n \"customer_firstname\": \"Akin\",\n \"customer_surname\": \"Olunloye\",\n \"customer_email\": \"roqak1@gmail.com\",\n \"customer_mobile_no\": \"2349066870818\",\n \"transaction_ref\": \"TREASURY_575_i053BriE_NOT\",\n \"transaction_desc\": \"Treasury Request Update: treasury.invoice_paid\",\n \"transaction_type\": \"collect\"\n },\n \"app_info\": {\n \"app_code\": \"PAYP420286\"\n }\n}"},{"id":"3b4a78af-c01a-437f-8f21-a0bbc314d7f2","name":"event_type.treasury.disburse_completed","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"request_ref\": \"TREASURY_575_i053BriE01\",\n \"request_type\": \"transaction_notification\",\n \"requester\": \"nokrin\",\n \"mock_mode\": \"Live\",\n \"details\": {\n \"data\": {\n \"data\": {\n \"error\": null,\n \"errors\": null,\n \"status\": null,\n \"provider\": \"nokrin\",\n \"reference\": null,\n \"provider_response\": {\n \"meta\": {\n \"session_id\": null,\n \"subscription_id\": \"570\"\n },\n \"reference\": \"TREASURY_575_i053BriE\",\n \"paymentoptions\": [],\n \"provider_auth_token\": null,\n \"transaction_final_amount\": 1000\n },\n \"provider_response_code\": \"00\"\n },\n \"status\": \"Successful\",\n \"message\": \"Transaction processed successfully\"\n },\n \"meta\": {\n \"subscription_status\": \"approved\",\n \"pwt_skip_disburse\": true,\n \"amount\": 1000,\n \"cr_account\": null,\n \"cr_bank_code\": null,\n \"originator_cbn_code\": null,\n \"originator_account_number\": null,\n \"originator_account_name\": null,\n \"provider_auth_token\": null,\n \"referrer\": null,\n \"transaction_ref\": \"TREASURY_575_i053BriE\",\n \"event_type\": \"treasury.invoice_paid\",\n \"repeat_start\": null,\n \"subscription_id\": \"570\",\n \"repeat_frequency\": null,\n \"repeat_end\": null,\n \"repeat_target_provider\": \"nokrin\",\n \"subscription_date\": null,\n \"expiry_date\": null,\n \"mandate_id\": null,\n \"account_name\": \"Akin Olunloye\",\n \"account_no\": \"2349066870818\",\n \"bank_code\": null,\n \"pwt_item_code\": \"41510\",\n \"pwt_maintain_notification_meta\": \"true\",\n \"narration\": \"Treasury Request Update: treasury.invoice_paid\",\n \"fee\": 0,\n \"biller_id\": \"5\",\n \"biller_code\": \"000005\",\n \"biller_name\": \"Demo IMTO\",\n \"biller_status\": \"active\",\n \"biller_email\": \"akin+kraken@onepipe.io\",\n \"biller_rc_number\": \"RC1544159\",\n \"biller_account_name\": \"ONEPIPE.IO SERVICES LIMITED - NOKRIN TRANSIT ACCOUNT\",\n \"biller_account_number\": \"9020037101\",\n \"biller_bank_code\": \"070\",\n \"biller_phone_number\": \"09066870818\",\n \"sales_representative_id\": \"1\",\n \"skip_email\": true,\n \"skip_sms\": true,\n \"treasury_request_id\": 575,\n \"invoice_id\": \"570\",\n \"status\": \"approved\",\n \"invoice_status\": \"requested\",\n \"disburse_status\": null,\n \"company\": \"Jane Smith\",\n \"source_currency\": \"NGN\",\n \"destination_currency\": \"USD\",\n \"source_amount\": 20,\n \"destination_amount\": 10,\n \"total_payable\": \"20.62\",\n \"exchange_rate\": 2,\n \"exchange_rate_action\": \"multiply\",\n \"notes\": \"Auto-approved/Auto-paid on creation\",\n \"route\": \"listener\",\n \"reward_url\": \"https://paywithaccount.com/win?ref=TREASURY_575_i053BriE\"\n },\n \"amount\": 1000,\n \"status\": \"Successful\",\n \"provider\": \"nokrin\",\n \"customer_ref\": \"2349066870818\",\n \"customer_firstname\": \"Akin\",\n \"customer_surname\": \"Olunloye\",\n \"customer_email\": \"roqak1@gmail.com\",\n \"customer_mobile_no\": \"2349066870818\",\n \"transaction_ref\": \"TREASURY_575_i053BriE_NOT\",\n \"transaction_desc\": \"Treasury Request Update: treasury.invoice_paid\",\n \"transaction_type\": \"collect\"\n },\n \"app_info\": {\n \"app_code\": \"PAYP420286\"\n }\n}","options":{"raw":{"language":"json"}}},"url":"https://api.onepipe.io/v2/transact/options"},"_postman_previewlanguage":"json","header":[{"key":"Content-Type","value":"application/json","description":"","type":"text"}],"cookie":[{"expires":"Invalid Date","domain":"","path":""}],"responseTime":null,"body":"{\n \"request_ref\": \"TREASURY_575_i053BriE01\",\n \"request_type\": \"transaction_notification\",\n \"requester\": \"nokrin\",\n \"mock_mode\": \"Live\",\n \"details\": {\n \"data\": {\n \"data\": {\n \"error\": null,\n \"errors\": null,\n \"status\": null,\n \"provider\": \"nokrin\",\n \"reference\": null,\n \"provider_response\": {\n \"meta\": {\n \"session_id\": null,\n \"subscription_id\": \"570\"\n },\n \"reference\": \"TREASURY_575_i053BriE\",\n \"paymentoptions\": [],\n \"provider_auth_token\": null,\n \"transaction_final_amount\": 1000\n },\n \"provider_response_code\": \"00\"\n },\n \"status\": \"Successful\",\n \"message\": \"Transaction processed successfully\"\n },\n \"meta\": {\n \"subscription_status\": \"approved\",\n \"pwt_skip_disburse\": true,\n \"amount\": 1000,\n \"cr_account\": null,\n \"cr_bank_code\": null,\n \"originator_cbn_code\": null,\n \"originator_account_number\": null,\n \"originator_account_name\": null,\n \"provider_auth_token\": null,\n \"referrer\": null,\n \"transaction_ref\": \"TREASURY_575_i053BriE\",\n \"event_type\": \"treasury.invoice_paid\",\n \"repeat_start\": null,\n \"subscription_id\": \"570\",\n \"repeat_frequency\": null,\n \"repeat_end\": null,\n \"repeat_target_provider\": \"nokrin\",\n \"subscription_date\": null,\n \"expiry_date\": null,\n \"mandate_id\": null,\n \"account_name\": \"Akin Olunloye\",\n \"account_no\": \"2349066870818\",\n \"bank_code\": null,\n \"pwt_item_code\": \"41510\",\n \"pwt_maintain_notification_meta\": \"true\",\n \"narration\": \"Treasury Request Update: treasury.invoice_paid\",\n \"fee\": 0,\n \"biller_id\": \"5\",\n \"biller_code\": \"000005\",\n \"biller_name\": \"Demo IMTO\",\n \"biller_status\": \"active\",\n \"biller_email\": \"akin+kraken@onepipe.io\",\n \"biller_rc_number\": \"RC1544159\",\n \"biller_account_name\": \"ONEPIPE.IO SERVICES LIMITED - NOKRIN TRANSIT ACCOUNT\",\n \"biller_account_number\": \"9020037101\",\n \"biller_bank_code\": \"070\",\n \"biller_phone_number\": \"09066870818\",\n \"sales_representative_id\": \"1\",\n \"skip_email\": true,\n \"skip_sms\": true,\n \"treasury_request_id\": 575,\n \"invoice_id\": \"570\",\n \"status\": \"approved\",\n \"invoice_status\": \"requested\",\n \"disburse_status\": null,\n \"company\": \"Jane Smith\",\n \"source_currency\": \"NGN\",\n \"destination_currency\": \"USD\",\n \"source_amount\": 20,\n \"destination_amount\": 10,\n \"total_payable\": \"20.62\",\n \"exchange_rate\": 2,\n \"exchange_rate_action\": \"multiply\",\n \"notes\": \"Auto-approved/Auto-paid on creation\",\n \"route\": \"listener\",\n \"reward_url\": \"https://paywithaccount.com/win?ref=TREASURY_575_i053BriE\"\n },\n \"amount\": 1000,\n \"status\": \"Successful\",\n \"provider\": \"nokrin\",\n \"customer_ref\": \"2349066870818\",\n \"customer_firstname\": \"Akin\",\n \"customer_surname\": \"Olunloye\",\n \"customer_email\": \"roqak1@gmail.com\",\n \"customer_mobile_no\": \"2349066870818\",\n \"transaction_ref\": \"TREASURY_575_i053BriE_NOT\",\n \"transaction_desc\": \"Treasury Request Update: treasury.invoice_paid\",\n \"transaction_type\": \"collect\"\n },\n \"app_info\": {\n \"app_code\": \"PAYP420286\"\n }\n}"},{"id":"33120840-6289-4f17-a45c-61595f280762","name":"event_type.treasury.fulfilled","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"request_ref\": \"TREASURY_575_s48Xx1Pz01\",\n \"request_type\": \"transaction_notification\",\n \"requester\": \"nokrin\",\n \"mock_mode\": \"Live\",\n \"details\": {\n \"data\": {\n \"data\": {\n \"error\": null,\n \"errors\": null,\n \"status\": null,\n \"provider\": \"nokrin\",\n \"reference\": null,\n \"provider_response\": {\n \"meta\": {\n \"session_id\": null,\n \"subscription_id\": \"570\"\n },\n \"reference\": \"TREASURY_575_s48Xx1Pz\",\n \"paymentoptions\": [],\n \"provider_auth_token\": null,\n \"transaction_final_amount\": 1000\n },\n \"provider_response_code\": \"00\"\n },\n \"status\": \"Successful\",\n \"message\": \"Transaction processed successfully\"\n },\n \"meta\": {\n \"subscription_status\": \"approved\",\n \"pwt_skip_disburse\": true,\n \"amount\": 1000,\n \"cr_account\": null,\n \"cr_bank_code\": null,\n \"originator_cbn_code\": null,\n \"originator_account_number\": null,\n \"originator_account_name\": null,\n \"provider_auth_token\": null,\n \"referrer\": null,\n \"transaction_ref\": \"TREASURY_575_s48Xx1Pz\",\n \"event_type\": \"treasury.fulfilled\",\n \"repeat_start\": null,\n \"subscription_id\": \"570\",\n \"repeat_frequency\": null,\n \"repeat_end\": null,\n \"repeat_target_provider\": \"nokrin\",\n \"subscription_date\": null,\n \"expiry_date\": null,\n \"mandate_id\": null,\n \"account_name\": \"Akin Olunloye\",\n \"account_no\": \"2349066870818\",\n \"bank_code\": null,\n \"pwt_item_code\": \"41510\",\n \"pwt_maintain_notification_meta\": \"true\",\n \"narration\": \"Treasury Request Update: treasury.fulfilled\",\n \"fee\": 0,\n \"biller_id\": \"5\",\n \"biller_code\": \"000005\",\n \"biller_name\": \"Demo IMTO\",\n \"biller_status\": \"active\",\n \"biller_email\": \"akin+kraken@onepipe.io\",\n \"biller_rc_number\": \"RC1544159\",\n \"biller_account_name\": \"ONEPIPE.IO SERVICES LIMITED - NOKRIN TRANSIT ACCOUNT\",\n \"biller_account_number\": \"9020037101\",\n \"biller_bank_code\": \"070\",\n \"biller_phone_number\": \"09066870818\",\n \"sales_representative_id\": \"1\",\n \"skip_email\": true,\n \"skip_sms\": true,\n \"treasury_request_id\": 575,\n \"invoice_id\": \"570\",\n \"status\": \"approved\",\n \"invoice_status\": \"paid\",\n \"disburse_status\": \"completed\",\n \"company\": \"Jane Smith\",\n \"source_currency\": \"NGN\",\n \"destination_currency\": \"USD\",\n \"source_amount\": 20,\n \"destination_amount\": 10,\n \"total_payable\": \"20.62\",\n \"exchange_rate\": 2,\n \"exchange_rate_action\": \"multiply\",\n \"notes\": \"Auto-approved/Auto-paid on creation\",\n \"route\": \"listener\",\n \"reward_url\": \"https://paywithaccount.com/win?ref=TREASURY_575_s48Xx1Pz\"\n },\n \"amount\": 1000,\n \"status\": \"Successful\",\n \"provider\": \"nokrin\",\n \"customer_ref\": \"2349066870818\",\n \"customer_firstname\": \"Akin\",\n \"customer_surname\": \"Olunloye\",\n \"customer_email\": \"roqak1@gmail.com\",\n \"customer_mobile_no\": \"2349066870818\",\n \"transaction_ref\": \"TREASURY_575_s48Xx1Pz_NOT\",\n \"transaction_desc\": \"Treasury Request Update: treasury.fulfilled\",\n \"transaction_type\": \"collect\"\n },\n \"app_info\": {\n \"app_code\": \"PAYP420286\"\n }\n}","options":{"raw":{"language":"json"}}},"url":"https://api.onepipe.io/v2/transact/options"},"_postman_previewlanguage":"json","header":[{"key":"Content-Type","value":"application/json","description":"","type":"text"}],"cookie":[{"expires":"Invalid Date","domain":"","path":""}],"responseTime":null,"body":"{\n \"request_ref\": \"TREASURY_575_s48Xx1Pz01\",\n \"request_type\": \"transaction_notification\",\n \"requester\": \"nokrin\",\n \"mock_mode\": \"Live\",\n \"details\": {\n \"data\": {\n \"data\": {\n \"error\": null,\n \"errors\": null,\n \"status\": null,\n \"provider\": \"nokrin\",\n \"reference\": null,\n \"provider_response\": {\n \"meta\": {\n \"session_id\": null,\n \"subscription_id\": \"570\"\n },\n \"reference\": \"TREASURY_575_s48Xx1Pz\",\n \"paymentoptions\": [],\n \"provider_auth_token\": null,\n \"transaction_final_amount\": 1000\n },\n \"provider_response_code\": \"00\"\n },\n \"status\": \"Successful\",\n \"message\": \"Transaction processed successfully\"\n },\n \"meta\": {\n \"subscription_status\": \"approved\",\n \"pwt_skip_disburse\": true,\n \"amount\": 1000,\n \"cr_account\": null,\n \"cr_bank_code\": null,\n \"originator_cbn_code\": null,\n \"originator_account_number\": null,\n \"originator_account_name\": null,\n \"provider_auth_token\": null,\n \"referrer\": null,\n \"transaction_ref\": \"TREASURY_575_s48Xx1Pz\",\n \"event_type\": \"treasury.fulfilled\",\n \"repeat_start\": null,\n \"subscription_id\": \"570\",\n \"repeat_frequency\": null,\n \"repeat_end\": null,\n \"repeat_target_provider\": \"nokrin\",\n \"subscription_date\": null,\n \"expiry_date\": null,\n \"mandate_id\": null,\n \"account_name\": \"Akin Olunloye\",\n \"account_no\": \"2349066870818\",\n \"bank_code\": null,\n \"pwt_item_code\": \"41510\",\n \"pwt_maintain_notification_meta\": \"true\",\n \"narration\": \"Treasury Request Update: treasury.fulfilled\",\n \"fee\": 0,\n \"biller_id\": \"5\",\n \"biller_code\": \"000005\",\n \"biller_name\": \"Demo IMTO\",\n \"biller_status\": \"active\",\n \"biller_email\": \"akin+kraken@onepipe.io\",\n \"biller_rc_number\": \"RC1544159\",\n \"biller_account_name\": \"ONEPIPE.IO SERVICES LIMITED - NOKRIN TRANSIT ACCOUNT\",\n \"biller_account_number\": \"9020037101\",\n \"biller_bank_code\": \"070\",\n \"biller_phone_number\": \"09066870818\",\n \"sales_representative_id\": \"1\",\n \"skip_email\": true,\n \"skip_sms\": true,\n \"treasury_request_id\": 575,\n \"invoice_id\": \"570\",\n \"status\": \"approved\",\n \"invoice_status\": \"paid\",\n \"disburse_status\": \"completed\",\n \"company\": \"Jane Smith\",\n \"source_currency\": \"NGN\",\n \"destination_currency\": \"USD\",\n \"source_amount\": 20,\n \"destination_amount\": 10,\n \"total_payable\": \"20.62\",\n \"exchange_rate\": 2,\n \"exchange_rate_action\": \"multiply\",\n \"notes\": \"Auto-approved/Auto-paid on creation\",\n \"route\": \"listener\",\n \"reward_url\": \"https://paywithaccount.com/win?ref=TREASURY_575_s48Xx1Pz\"\n },\n \"amount\": 1000,\n \"status\": \"Successful\",\n \"provider\": \"nokrin\",\n \"customer_ref\": \"2349066870818\",\n \"customer_firstname\": \"Akin\",\n \"customer_surname\": \"Olunloye\",\n \"customer_email\": \"roqak1@gmail.com\",\n \"customer_mobile_no\": \"2349066870818\",\n \"transaction_ref\": \"TREASURY_575_s48Xx1Pz_NOT\",\n \"transaction_desc\": \"Treasury Request Update: treasury.fulfilled\",\n \"transaction_type\": \"collect\"\n },\n \"app_info\": {\n \"app_code\": \"PAYP420286\"\n }\n}"},{"id":"0a9327d3-d130-4352-864b-82839fe18c39","name":"event_type.credit","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\r\n \"request_ref\": \"70c9eb39-f1d2-4cfb-b71c-716db8307fe5\",\r\n \"request_type\": \"transaction_notification\",\r\n \"requester\": \"FidelityVirtual\",\r\n \"mock_mode\": \"Live\",\r\n \"details\": {\r\n \"amount\": 10000,\r\n \"transaction_type\": \"collect\",\r\n \"transaction_type_mode\": null,\r\n \"status\": \"Successful\",\r\n \"provider\": \"FidelityVirtual\",\r\n \"transaction_ref\": \"000014260426070947287110001878\",\r\n \"transaction_desc\": \"PWA | Send Invoice | 0702216990\",\r\n \"customer_ref\": \"2348022221412_000005\",\r\n \"customer_email\": \"akin+billernotification@onepipe.io,ope@onepipe.io,yemibest@onepipe.io\",\r\n \"customer_firstname\": \"Ope\",\r\n \"customer_surname\": \"Adeoye\",\r\n \"customer_mobile_no\": \"2349066870818\",\r\n \"meta\": {\r\n \"biller_code\": \"000005\",\r\n \"name\": \"Demo IMTO\",\r\n \"pwt_account_number\": \"9020022570\",\r\n \"pwt_notification_phone\": \"08052680773\",\r\n \"pwt_notification_email\": \"akin+billernotification@onepipe.io\",\r\n \"pwt_webhook_url\": \"https://onepipe.proxy.beeceptor.com/demo-business\",\r\n \"status\": \"active\",\r\n \"route\": \"listener\",\r\n \"cr_account\": \"4566973069\",\r\n \"cr_account_name\": \"PWA - Ope Adeoye\",\r\n \"originator_account_number\": \"0702216990\",\r\n \"originator_account_name\": \"OPEYEMI ABIDEMI ADEOYE\",\r\n \"originator_cbn_code\": \"044\",\r\n \"narration\": \"4566973069/PWA - Ope/MOBILE TRF TO FID PWA - Ope\",\r\n \"collection_account_number\": \"9020024268\",\r\n \"originator_bank_name\": null,\r\n \"fee\": 0,\r\n \"pwt_item_code\": \"41510\",\r\n \"new_meta\": null,\r\n \"is_first_payment\": false,\r\n \"payment_id\": \"579\",\r\n \"event_type\": \"credit\",\r\n \"transaction_date\": \"2026-04-26 06:06:06\",\r\n \"skip_sms\": true,\r\n \"skip_email\": true,\r\n \"reward_url\": \"https://paywithaccount.com/win?ref=000014260426070947287110001878\"\r\n },\r\n \"data\": {\r\n \"amount\": \"100.00\",\r\n \"chargeamount\": null,\r\n \"craccountname\": \"PWA - Ope Adeoye\",\r\n \"craccount\": \"4566973069\",\r\n \"originatoraccountnumber\": \"0702216990\",\r\n \"originatorname\": \"OPEYEMI ABIDEMI ADEOYE\",\r\n \"bankname\": null,\r\n \"bankcode\": null,\r\n \"paymentreference\": \"000014260426070846268590601446\",\r\n \"referencenumber\": null,\r\n \"narration\": \"4566973069/PWA - Ope/MOBILE TRF TO FID PWA - Ope\",\r\n \"nameenquiryref\": \"000014260426070846268590601446\",\r\n \"sessionid\": \"000014260426070947287110001878\",\r\n \"transactionlocation\": null,\r\n \"originatorkyclevel\": null,\r\n \"originatorcbncode\": \"044\",\r\n \"originatorbvn\": null,\r\n \"channelcode\": \"3\",\r\n \"collectionaccountNumber\": \"9020024268\",\r\n \"beneficiarybvn\": null,\r\n \"destinationinstitutionbankcode\": \"000007\",\r\n \"beneficiarykyclevel\": null,\r\n \"tag\": \"FIDELITY\",\r\n \"status\": \"00\",\r\n \"statusmessage\": \"Processing\",\r\n \"trandate\": \"2026-04-26T07:09:47.803\",\r\n \"account_number\": \"4566973069\",\r\n \"bank_code\": \"070\"\r\n }\r\n },\r\n \"app_info\": {\r\n \"app_code\": \"PAYP420286\"\r\n }\r\n}","options":{"raw":{"language":"json"}}},"url":""},"_postman_previewlanguage":"json","header":[{"key":"Content-Type","value":"application/json","description":""}],"cookie":[],"responseTime":null,"body":"{\n \"status\":\"Successful\",\n \"message\":\"Transaction processed successfully\"\n}"},{"id":"a0adbce3-1b4b-409e-b259-be627b6c360a","name":"event_type.debit","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\r\n \"details\": {\r\n \"data\": {\r\n \"data\": {\r\n \"error\": null,\r\n \"errors\": null,\r\n \"status\": null,\r\n \"provider\": \"PaywithAccount\",\r\n \"reference\": null,\r\n \"provider_response\": {\r\n \"meta\": {\r\n \"session_id\": \"9098898998098098333\",\r\n \"subscription_id\": 3546\r\n },\r\n \"reference\": \"DD-UFbr7Ki0BG6STbj\",\r\n \"paymentoptions\": [],\r\n \"provider_auth_token\": \"2001730400;100\",\r\n \"transaction_final_amount\": 10000\r\n },\r\n \"provider_response_code\": \"00\"\r\n },\r\n \"status\": \"Successful\",\r\n \"message\": \"Transaction processed successfully\"\r\n },\r\n \"meta\": {\r\n \"fee\": \"5100\",\r\n \"biller_id\": \"3\",\r\n \"narration\": \"Pay OnePipe Subscription Manag\",\r\n \"account_no\": \"2001730400\", //Identify customer with this\r\n \"mandate_id\": \"1995\",\r\n \"biller_code\": \"000003\", //Identify merchant with this\r\n \"biller_name\": \"OnePipe Subscription Manager\",\r\n \"expiry_date\": \"2025-03-02-00-00-00\",\r\n \"account_name\": \"BELOW KOKO\",\r\n \"biller_email\": \"kokobiller@below.io\",\r\n \"biller_status\": \"active\",\r\n \"pwt_item_code\": \"31557\",\r\n \"subscription_id\": \"3546\",\r\n \"biller_rc_number\": \"RC1544100\",\r\n \"skip_fee_disburse\": \"true\",\r\n \"biller_account_name\": \"PAYGATEPLUS DATA BUNDLE SALES\",\r\n \"biller_phone_number\": \"08052000773\",\r\n \"biller_account_number\": \"9999922570\",\r\n \"sales_representative_id\": \"\",\r\n \"mandate_reference_number\": \"RC1544159/1557/0007109012\",\r\n \"sales_representative_name\": \"\",\r\n \"pwt_maintain_notification_meta\": \"true\",\r\n \"event_type\": \"debit\", //note this\r\n \"payment_id\":\"898984\",\r\n \"transaction_date\": \"2023-01-01-01-01\",\r\n \"signature_hash\":\"9900ubuuxubueebjx\"\r\n\r\n },\r\n \"amount\": \"10000\",\r\n \"status\": \"Successful\",\r\n \"provider\": \"PaywithAccount\",\r\n \"customer_ref\": \"2001730400\",\r\n \"customer_email\": \"\",\r\n \"transaction_ref\": \"DD-SGLnWjK6ClFonZmCMnschedule1\", // Identify transaction with this\r\n \"customer_surname\": \"BELOW\",\r\n \"transaction_desc\": \"Test\",\r\n \"transaction_type\": \"collect\",\r\n \"customer_firstname\": \"KOKO\",\r\n \"customer_mobile_no\": \"\"\r\n },\r\n \"app_info\": {\r\n \"app_code\": \"PAYP396648\"\r\n },\r\n \"mock_mode\": \"Live\",\r\n \"requester\": \"Scheduler\",\r\n \"request_ref\": \"f6300559bd2e42a0b83369554538a299\",\r\n \"request_type\": \"transaction_notification\"\r\n}","options":{"raw":{"language":"json"}}},"url":""},"_postman_previewlanguage":"json","header":[{"key":"Content-Type","value":"application/json","description":""}],"cookie":[],"responseTime":null,"body":"{\n \"status\":\"Successful\",\n \"message\":\"Transaction processed successfully\"\n}"}],"_postman_id":"3b6b91b9-290c-44ff-a459-7a34b726bd19"},{"name":"Query","id":"e414b01d-1aaa-441a-82ac-ca34b6fda677","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289","type":"text"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\n \"request_ref\": \"111111111\",\n \"request_type\": \"treasury request\",\n \"transaction\": {\n \"transaction_ref\": \"55260590984186\" // same transaction ref used for the original API call you're trying to re-query\n }\n}","options":{"raw":{"language":"json"}}},"url":"https://api.onepipe.io/v2/transact/query","description":"

Every call you make to Nokrin can be queried for status. This helps in cases of timeouts, breaks in transmission or simply to double-confirm results

Simply provide the transaction_ref of your original request to know its status

\n","urlObject":{"path":["v2","transact","query"],"host":["https://api.onepipe.io"],"query":[],"variable":[]}},"response":[],"_postman_id":"e414b01d-1aaa-441a-82ac-ca34b6fda677"},{"name":"Get Rate","id":"7b804a93-7c2b-47a8-894f-5022221b44c8","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289","type":"text"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\n \"request_ref\": \"111111111\",\n \"request_type\": \"get rates\",\n \"auth\": {\n \"type\": null,\n \"secure\": null,\n \"auth_provider\": \"Nokrin\"\n },\n \"transaction\": {\n \"mock_mode\": \"Live\",\n \"transaction_ref\": \"{{transaction-ref}}\",\n \"transaction_desc\": \"geting the rate from a specific IMTO\",\n \"transaction_ref_parent\": null,\n \"amount\": 0,\n \"customer\": {\n \"customer_ref\": \"2348022221412\",\n \"firstname\": \"Ope\",\n \"surname\": \"Adeoye\",\n \"email\": \"opeadeoye@gmail.com\",\n \"mobile_no\": \"2348022221412\"\n },\n \"meta\": {\n \"biller_code\": \"000005\",\n \"from\": \"USD\", // Default: null (Returns all available pairs for biller)\n \"to\": \"NGN\"\n // Default: null\n // \"filter\": \"cheapest\" // Default: app_info.extras.default_rate_filter ('cheapest' | 'highest')\n },\n \"details\": {\n \"media_url\": null,\n \"media_type\": null,\n \"media_filename\": null\n }\n }\n}","options":{"raw":{"language":"json"}}},"url":"https://api.onepipe.io/v2/transact","description":"

Determine the applicable rates for a transaction (money-in or money-out) before you request it

Basic information

\n","urlObject":{"path":["v2","transact"],"host":["https://api.onepipe.io"],"query":[],"variable":[]}},"response":[{"id":"1aa1693a-b1bf-475f-803f-8068a89e7406","name":"Get Rate","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"request_ref\": \"111111111\",\n \"request_type\": \"get rates\",\n \"auth\": {\n \"type\": null,\n \"secure\": null,\n \"auth_provider\": \"Nokrin\"\n },\n \"transaction\": {\n \"mock_mode\": \"Live\",\n \"transaction_ref\": \"{{transaction-ref}}\",\n \"transaction_desc\": \"get rate\",\n \"transaction_ref_parent\": null,\n \"amount\": 0,\n \"customer\": {\n \"customer_ref\": \"2348052680773\",\n \"firstname\": \"Ope\",\n \"surname\": \"Adeoye\",\n \"email\": \"opeadeoye@gmail.com\",\n \"mobile_no\": \"2348022221412\"\n },\n \"meta\": {\n // \"biller_code\": \"000005\",\n \"from\": \"NGN\", // Default: null (Returns all available pairs for biller)\n \"to\": \"USD\",\n // Default: null\n \"filter\": \"stable\" // Default: app_info.extras.default_rate_filter ('cheapest' | 'highest')\n },\n \"details\": {\n \"media_url\": null,\n \"media_type\": null,\n \"media_filename\": null\n }\n }\n}","options":{"raw":{"language":"json"}}},"url":"https://api.onepipe.io/v2/transact"},"_postman_previewlanguage":"json","header":[{"key":"Content-Type","value":"application/json","description":"","type":"text"}],"cookie":[{"expires":"Invalid Date","domain":"","path":""}],"responseTime":null,"body":"{\n \"status\": \"Successful\",\n \"message\": \"Transaction processed successfully\",\n \"data\": {\n \"provider_response_code\": \"00\",\n \"provider\": \"Nokrin\",\n \"errors\": null,\n \"error\": null,\n \"provider_response\": {\n \"rates\": [\n {\n \"biller_id\": 5,\n \"biller_code\": \"000005\",\n \"biller_name\": \"Demo IMTO\",\n \"from\": \"NGN\",\n \"to\": \"USD\",\n \"rate\": 200,\n \"gross_rate\": 200,\n \"rate_action\": \"multiply\",\n \"service_charge\": \"0.00\",\n \"service_cost\": \"0.00\",\n \"processing_fee\": 0,\n \"processing_fee_currency\": \"USD\",\n \"processing_fee_rate\": 100,\n \"processing_fee_rate_action\": \"multiply\"\n }\n ]\n },\n \"client_info\": {\n \"name\": null,\n \"id\": null,\n \"bank_cbn_code\": null,\n \"bank_name\": null,\n \"console_url\": null,\n \"js_background_image\": null,\n \"css_url\": null,\n \"logo_url\": null,\n \"footer_text\": null,\n \"show_options_icon\": false,\n \"paginate\": false,\n \"paginate_count\": 0,\n \"options\": null,\n \"merchant\": null,\n \"colors\": null,\n \"meta\": null\n }\n }\n}"}],"_postman_id":"7b804a93-7c2b-47a8-894f-5022221b44c8"},{"name":"Get Banks","id":"0c022ae6-e4bc-48c1-b557-11d89362bf40","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289","type":"text"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\r\n \"request_ref\":\"111111111\", \r\n \"request_type\":\"get_banks\",\r\n \"auth\": {\r\n \"type\": null, \r\n \"secure\": null,\r\n \"auth_provider\": \"Nokrin\",//Demoprovider\r\n \"route_mode\": null\r\n },\r\n \"transaction\": {\r\n \"mock_mode\": \"Live\", \r\n \"transaction_ref\": \"{{transaction-ref}}\", \r\n \"transaction_desc\": \"A random transaction\", \r\n \"transaction_ref_parent\": null, \r\n \"amount\": 0,\r\n \"customer\": {\r\n \"customer_ref\": \"2348022221412\",\r\n \"firstname\": \"Ope\",\r\n \"surname\": \"Adeoye\",\r\n \"email\": \"opeadeoye@gmail.com\",\r\n \"mobile_no\": \"2348022221412\"\r\n },\r\n \"meta\":{\r\n \t\"pwa_enabled_only\": true,\r\n \"currency\":\"NGN\"\r\n },\r\n \"details\": null\r\n }\r\n}"},"url":"https://api.onepipe.io/v2/transact","description":"

Get a list of supported banks and payment providers

Basic information

\n","urlObject":{"path":["v2","transact"],"host":["https://api.onepipe.io"],"query":[],"variable":[]}},"response":[{"id":"8d83312a-86e5-4278-923d-f4aa744f36b9","name":"Successful","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\r\n \"request_ref\":\"111111111\", \r\n \"request_type\":\"get_banks\",\r\n \"auth\": {\r\n \"type\": null, \r\n \"secure\": null,\r\n \"auth_provider\": \"DemoProvider\",//PaywithAccount\r\n \"route_mode\": null\r\n },\r\n \"transaction\": {\r\n \"mock_mode\": \"Inspect\", \r\n \"transaction_ref\": \"{{transaction-ref}}\", \r\n \"transaction_desc\": \"A random transaction\", \r\n \"transaction_ref_parent\": null, \r\n \"amount\": 0,\r\n \"customer\":{\r\n \t\"customer_ref\": \"2348033331412\",\r\n \t\"firstname\": \"Uju\",\r\n \"surname\": \"Usmanu\",\r\n \t\"email\": \"ujuusmanu@gmail.com\",\r\n \t\"mobile_no\": \"2348033331412\"\r\n },\r\n \"meta\":{\r\n \t\"pwa_enabled_only\": true\r\n },\r\n \"details\": null\r\n }\r\n}","options":{"raw":{"language":"json"}}},"url":"https://api.onepipe.io/v2/transact"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"content-length","value":"762"},{"key":"content-type","value":"application/json; charset=utf-8"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"Successful\",\n \"message\": \"Transaction processed successfully\",\n \"data\": {\n \"provider_response_code\": \"00\",\n \"provider\": \"DemoProvider\",\n \"errors\": null,\n \"error\": null,\n \"provider_response\": {\n \"banks\": [\n {\n \"bank_code\": \"050\",\n \"bank_name\": \"Ecobank Bank\"\n },\n {\n \"bank_code\": \"214\",\n \"bank_name\": \"FCMB\"\n },\n {\n \"bank_code\": \"313\",\n \"bank_name\": \"Mkudi\"\n },\n {\n \"bank_code\": \"401\",\n \"bank_name\": \"ASOSavings\"\n },\n {\n \"bank_code\": \"917\",\n \"bank_name\": \"GOWANS MFB\"\n }\n ],\n \"reference\": 1089408276583,\n \"meta\": {\n \"field_key\": \"field_value\"\n }\n },\n \"client_info\": {\n \"name\": null,\n \"id\": null,\n \"bank_cbn_code\": null,\n \"bank_name\": null,\n \"console_url\": null,\n \"js_background_image\": null,\n \"css_url\": null,\n \"logo_url\": null,\n \"footer_text\": null,\n \"show_options_icon\": false,\n \"paginate\": false,\n \"paginate_count\": 0,\n \"options\": null,\n \"merchant\": null,\n \"colors\": null,\n \"meta\": null\n }\n }\n}"}],"_postman_id":"0c022ae6-e4bc-48c1-b557-11d89362bf40"},{"name":"Lookup Account Min","id":"30290913-5f9d-4cf9-8c42-c7dd73557a02","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289","type":"text"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5","type":"text"},{"key":"Content-Type","value":"application/json","type":"text"}],"body":{"mode":"raw","raw":"{\r\n \"request_ref\":\"111111111\", \r\n \"request_type\":\"lookup account min\",\r\n \"auth\": {\r\n \"type\": \"bank.account\", \r\n \"secure\": \"z5wGtqxYQLBE9P414VxW/M06JT38iBf+2seyxg08CsZRB2eq/BVWsoRbK8mjuK87dNvZYML8cHviklA6K8T4xw==\",\r\n \"auth_provider\": \"Nokrin\",//Demoprovider\r\n \"route_mode\": null\r\n },\r\n \"transaction\": {\r\n \"mock_mode\": \"Live\", \r\n \"transaction_ref\": \"{{transaction-ref}}\", \r\n \"transaction_desc\": \"A random transaction\", \r\n \"transaction_ref_parent\": null, \r\n \"amount\": 0,\r\n \"customer\":{\r\n \t\"customer_ref\": \"2348022221412\",\r\n \t\"firstname\": \"Ope\",\r\n \"surname\": \"Adeoye\",\r\n \t\"email\": \"opeadeoye@gmail.com\",\r\n \t\"mobile_no\": \"2348022221412\"\r\n },\r\n \"meta\":{\r\n \t\"biller_code\":\"000005\",\r\n \"currency\":\"NGN\",\r\n \t\"b_key\":\"a_meta_value_2\"\r\n },\r\n \"details\": {}\r\n }\r\n}"},"url":"https://api.onepipe.io/v2/transact","description":"

With this service, the calling apps can KYC a customer's account number or other authorization details like cards or wallets. This service will only return minimal KYC information

Basic information

\n","urlObject":{"path":["v2","transact"],"host":["https://api.onepipe.io"],"query":[],"variable":[]}},"response":[{"id":"9cb74e23-c813-4426-a2ec-6573f49ebc29","name":"Lookup Account Min - Successful","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289","type":"text"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5","type":"text"},{"key":"Content-Type","value":"application/json","name":"Content-Type","type":"text"}],"body":{"mode":"raw","raw":"{\r\n \"request_ref\":\"111111111\", \r\n \"request_type\":\"lookup_account_min\",\r\n \"auth\": {\r\n \"type\": \"bank.account\", \r\n \"secure\": \"{{auth.bank.account}}\",\r\n \"auth_provider\": \"Demoprovider\",\r\n \"route_mode\": null\r\n },\r\n \"transaction\": {\r\n \"mock_mode\": \"inspect\", \r\n \"transaction_ref\": \"{{transaction-ref}}\", \r\n \"transaction_desc\": \"A random transaction\", \r\n \"transaction_ref_parent\": null, \r\n \"amount\": 0,\r\n \"customer\":{\r\n \t\"customer_ref\": \"{{customer_id}}\",\r\n \t\"firstname\": \"Uju\",\r\n \t\"surname\": \"Usmanu\",\r\n \t\"email\": \"ujuusmanu@gmail.com\",\r\n \t\"mobile_no\": \"234802343132\"\r\n },\r\n \"meta\":{\r\n \t\"a_key\":\"a_meta_value_1\",\r\n \t\"b_key\":\"a_meta_value_2\"\r\n },\r\n \"details\": {}\r\n }\r\n}","options":{"raw":{"language":"json"}}},"url":"https://api.onepipe.io/v2/transact"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Wed, 01 Jul 2020 23:26:45 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"518"},{"key":"Connection","value":"keep-alive"},{"key":"Server","value":"Kestrel"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"Successful\",\n \"message\": \"Account details retrieved Sucessfully\",\n \"data\": {\n \"provider_response_code\": \"00\",\n \"provider\": \"DemoProvider\",\n \"errors\": null,\n \"error\": null,\n \"provider_response\": {\n \"customer_id\": \"007935125\",\n \"account_name\": \"BOLA SALAMI\",\n \"account_number\": \"1780161243\",\n \"last_name\": \"SALAMI\",\n \"first_name\": \"BOLA\",\n \"middle_name\": \"-\",\n \"gender\": \"Female\",\n \"account_currency\": \"NGN\",\n \"dob\": \"1989-06-06-10-00-00\",\n \"reference\": \"1228519650461\",\n \"meta\": {\n \"field_key\": \"field_value\"\n }\n },\n \"client_info\": {\n \"name\": null,\n \"id\": null,\n \"bank_cbn_code\": null,\n \"bank_name\": null,\n \"console_url\": null,\n \"js_background_image\": null,\n \"css_url\": null,\n \"logo_url\": null,\n \"footer_text\": null,\n \"show_options_icon\": false,\n \"paginate\": false,\n \"paginate_count\": 0,\n \"options\": null,\n \"merchant\": null,\n \"colors\": null,\n \"meta\": null\n }\n }\n}"},{"id":"080f0b0b-97bd-4cff-a98d-55e731685dcb","name":"Lookup Account Min - Failed","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289","type":"text"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5","type":"text"},{"key":"Content-Type","value":"application/json","name":"Content-Type","type":"text"}],"body":{"mode":"raw","raw":"{\r\n \"request_ref\":\"111111111\", \r\n \"request_type\":\"lookup_account_min\",\r\n \"auth\": {\r\n \"type\": \"bank.account\", \r\n \"secure\": \"{{auth.bank.account}}\",\r\n \"auth_provider\": \"Demoprovider\",\r\n \"route_mode\": null\r\n },\r\n \"transaction\": {\r\n \"mock_mode\": \"live\", \r\n \"transaction_ref\": \"{{transaction-ref}}\", \r\n \"transaction_desc\": \"A random transaction\", \r\n \"transaction_ref_parent\": null, \r\n \"amount\": 0,\r\n \"customer\":{\r\n \t\"customer_ref\": \"{{customer_id}}\",\r\n \t\"firstname\": \"Uju\",\r\n \t\"surname\": \"Usmanu\",\r\n \t\"email\": \"ujuusmanu@gmail.com\",\r\n \t\"mobile_no\": \"234802343132\"\r\n },\r\n \"meta\":{\r\n \t\"a_key\":\"a_meta_value_1\",\r\n \t\"b_key\":\"a_meta_value_2\"\r\n },\r\n \"details\": {}\r\n }\r\n}","options":{"raw":{"language":"json"}}},"url":"https://api.onepipe.io/v2/transact"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Wed, 01 Jul 2020 23:26:10 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"581"},{"key":"Connection","value":"keep-alive"},{"key":"Server","value":"Kestrel"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"Failed\",\n \"message\": \"Invalid request mode\",\n \"data\": {\n \"options\": null,\n \"provider_response_code\": null,\n \"provider\": null,\n \"errors\": [\n {\n \"code\": \"01\",\n \"message\": \"You are not yet enabled for go-live\"\n }\n ],\n \"error\": {\n \"code\": \"01\",\n \"message\": \"You are not yet enabled for go-live\"\n },\n \"provider_response\": null,\n \"client_info\": {\n \"name\": null,\n \"id\": null,\n \"bank_cbn_code\": null,\n \"bank_name\": null,\n \"console_url\": null,\n \"js_background_image\": null,\n \"css_url\": null,\n \"logo_url\": null,\n \"footer_text\": null,\n \"show_options_icon\": false,\n \"paginate\": false,\n \"paginate_count\": 0,\n \"options\": null,\n \"merchant\": null,\n \"colors\": null,\n \"meta\": null\n }\n }\n}"},{"id":"2095ab85-cf62-4b39-a8dc-a0dee9458860","name":"Lookup Account Min - WaitingForOTP","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289","type":"text"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5","type":"text"},{"key":"Content-Type","value":"application/json","name":"Content-Type","type":"text"}],"body":{"mode":"raw","raw":"{\r\n \"request_ref\":\"111111111\", \r\n \"request_type\":\"lookup_account_min\",\r\n \"auth\": {\r\n \"type\": \"bank.account\", \r\n \"secure\": \"{{auth.bank.account}}\",\r\n \"auth_provider\": \"Demoprovider\",\r\n \"route_mode\": null\r\n },\r\n \"transaction\": {\r\n \"mock_mode\": \"inspect\", \r\n \"transaction_ref\": \"{{transaction-ref}}\", \r\n \"transaction_desc\": \"A random transaction\", \r\n \"transaction_ref_parent\": null, \r\n \"amount\": 0,\r\n \"customer\":{\r\n \t\"customer_ref\": \"{{customer_id}}\",\r\n \t\"firstname\": \"Uju\",\r\n \t\"surname\": \"Usmanu\",\r\n \t\"email\": \"ujuusmanu@gmail.com\",\r\n \t\"mobile_no\": \"234802343132\"\r\n },\r\n \"meta\":{\r\n \t\"a_key\":\"a_meta_value_1\",\r\n \t\"b_key\":\"a_meta_value_2\"\r\n },\r\n \"details\": {}\r\n }\r\n}","options":{"raw":{"language":"json"}}},"url":"https://api.onepipe.io/v2/transact"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"Date","value":"Wed, 01 Jul 2020 23:26:45 GMT"},{"key":"Content-Type","value":"application/json; charset=utf-8"},{"key":"Content-Length","value":"518"},{"key":"Connection","value":"keep-alive"},{"key":"Server","value":"Kestrel"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"WaitingForOTP\",\n \"message\": \"Please enter the OTP sent to 2348022****08, use 12345678 as your OTP\",\n \"data\": {\n \"provider_response_code\": \"900T0\",\n \"provider\": \"Demoprovider\",\n \"errors\": null,\n \"error\": null,\n \"provider_response\": null,\n \"client_info\": {\n \"name\": null,\n \"id\": null,\n \"bank_cbn_code\": null,\n \"bank_name\": null,\n \"console_url\": null,\n \"js_background_image\": null,\n \"css_url\": null,\n \"logo_url\": null,\n \"footer_text\": null,\n \"show_options_icon\": false,\n \"paginate\": false,\n \"paginate_count\": 0,\n \"options\": null,\n \"merchant\": null,\n \"colors\": null,\n \"meta\": null\n }\n }\n}"}],"_postman_id":"30290913-5f9d-4cf9-8c42-c7dd73557a02"},{"name":"Get Accounts Max","id":"872d51b7-c239-4f8c-bca9-ee9e22798e3d","protocolProfileBehavior":{"disableBodyPruning":true},"request":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"request_ref\": \"111111111\",\n \"request_type\": \"Get Accounts Max\",\n \"auth\": {\n \"type\": null,\n \"secure\": null,\n \"auth_provider\": \"Nokrin\"\n },\n \"transaction\": {\n \"mock_mode\": \"Live\",\n \"transaction_ref\": \"{{transaction-ref}}\",\n \"transaction_desc\": \"Check active mandates\",\n \"transaction_ref_parent\": null,\n \"amount\": 0,\n \"customer\": {\n \"customer_ref\": \"2348022221412\",\n \"firstname\": \"Ope\",\n \"surname\": \"Adeoye\",\n \"email\": \"opeadeoye@gmail.com\",\n \"mobile_no\": \"2348022221412\"\n },\n \"meta\": {\n \"biller_code\":\"000005\",\n \"currency\":\"NGN\"\n },\n \"details\": {}\n }\n}","options":{"raw":{"language":"json"}}},"url":"https://api.onepipe.io/v2/transact","urlObject":{"path":["v2","transact"],"host":["https://api.onepipe.io"],"query":[],"variable":[]}},"response":[{"id":"847577b0-c7fc-4b45-b6bd-d8c7a5f563d2","name":"Successful","originalRequest":{"method":"POST","header":[{"key":"Authorization","value":"Bearer akCKyTwVyfzOgMACgWXJ_2304ab738e604febb278663de45fc289"},{"key":"Signature","value":"3a2b58350e8068507e6b5bff106850a5"},{"key":"Content-Type","value":"application/json"}],"body":{"mode":"raw","raw":"{\n \"request_ref\": \"111111111\",\n \"request_type\": \"Get Accounts Max\",\n \"auth\": {\n \"type\": null,\n \"secure\": null,\n \"auth_provider\": \"Nokrin\"\n },\n \"transaction\": {\n \"mock_mode\": \"Inspect\",\n \"transaction_ref\": \"{{transaction-ref}}\",\n \"transaction_desc\": \"Check active mandates\",\n \"transaction_ref_parent\": null,\n \"amount\": 0,\n \"customer\":{\n \"customer_ref\": \"2348022221412\",\n \"firstname\": \"Uju\",\n \"surname\": \"Usmanu\",\n \"email\": \"ujuusmanu@gmail.com\",\n \"mobile_no\": \"2348033331412\"\n },\n \"meta\": {\n \"biller_code\":\"000019\"\n },\n \"details\": {}\n }\n}","options":{"raw":{"language":"json"}}},"url":"https://api.onepipe.io/v2/transact"},"status":"OK","code":200,"_postman_previewlanguage":"json","header":[{"key":"content-length","value":"1202"},{"key":"content-type","value":"application/json; charset=utf-8"}],"cookie":[],"responseTime":null,"body":"{\n \"status\": \"Successful\",\n \"message\": \"Transaction processed successfully\",\n \"data\": {\n \"provider_response_code\": \"00\",\n \"provider\": \"Nokrin\",\n \"errors\": null,\n \"error\": null,\n \"provider_response\": {\n \"accounts\": [\n {\n \"account_number\": \"1742041840\",\n \"account_name\": \"OPEYEMI ADEOYE\",\n \"bank_name\": \"Polaris Bank\",\n \"bank_code\": \"076\",\n \"extended_data\": {\n \"mandate_status\": \"active\"\n }\n },\n {\n \"account_number\": \"0702216990\",\n \"account_name\": \"OPEYEMI ABIDEMI ADEOYE\",\n \"bank_name\": \"Access Bank\",\n \"bank_code\": \"044\",\n \"extended_data\": {\n \"mandate_status\": \"active\"\n }\n },\n {\n \"account_number\": \"6234784766\",\n \"account_name\": \"ADEOYE OPE\",\n \"bank_name\": \"Fidelity Bank\",\n \"bank_code\": \"070\",\n \"extended_data\": {\n \"mandate_status\": \"active\"\n }\n },\n {\n \"account_number\": \"0032623140\",\n \"account_name\": \"OPE ADEOYE\",\n \"bank_name\": \"Guaranty Trust Bank\",\n \"bank_code\": \"058\",\n \"extended_data\": {\n \"mandate_status\": \"active\"\n }\n }\n ],\n \"reference\": \"94968394264848\",\n \"meta\": {\n \"records\": 4,\n \"page\": 1,\n \"pages\": 1,\n \"page_size\": 1000000000\n }\n },\n \"client_info\": {\n \"name\": null,\n \"id\": null,\n \"bank_cbn_code\": null,\n \"bank_name\": null,\n \"console_url\": null,\n \"js_background_image\": null,\n \"css_url\": null,\n \"logo_url\": null,\n \"footer_text\": null,\n \"show_options_icon\": false,\n \"paginate\": false,\n \"paginate_count\": 0,\n \"options\": null,\n \"merchant\": null,\n \"colors\": null,\n \"meta\": null\n }\n }\n}"}],"_postman_id":"872d51b7-c239-4f8c-bca9-ee9e22798e3d"}],"id":"9a89e2e6-b750-4b4e-8c55-da014d691130","_postman_id":"9a89e2e6-b750-4b4e-8c55-da014d691130","description":""}],"event":[{"listen":"prerequest","script":{"id":"4fb85b1d-c22e-4695-b7b8-f3b23eb4693c","type":"text/javascript","requests":{},"exec":["const cheerio = require('cheerio');","//import the MD5 hashing function","eval(pm.variables.get(\"md5\"));","const sendEncryptRequest = async (text, key, operation) => {"," return new Promise((resolve, reject) => {"," const formData = {"," text: text,"," key: key,"," operation: operation"," };",""," // Send the request"," pm.sendRequest({"," url: 'https://onepipe.io/tools/encryptor/Home/Encrypt',"," method: 'POST',"," header: {"," 'Content-Type': 'application/x-www-form-urlencoded'"," },"," body: {"," mode: 'urlencoded',"," urlencoded: Object.keys(formData).map(key => ({"," key: key,"," value: formData[key]"," }))"," }"," }, function (err, response) {"," if (err) {"," reject(err); // Reject the promise if there's an error"," } else {"," const $ = cheerio.load(response.text());"," resolve($('textarea').text()); // Resolve the promise with the response"," }"," });"," });","};","","const main = async () => {"," //Autogenerate request-ref and transaction-ref"," var min = 10000000000000;"," var max = 99999999999999;",""," var transRef = (Math.random() * (max - min) + min).round().toString();"," var reqRef = transRef + '01';"," pm.environment.set(\"request-ref\", reqRef);"," pm.environment.set(\"transaction-ref\", transRef);"," pm.environment.set(\"signature\", MD5(reqRef + ';' + pm.variables.get(\"secret-key\")));",""," if(pm.collectionVariables.get(\"_encryption_help\") === \"true\"){"," const enc_account = await sendEncryptRequest(`${pm.variables.get(\"plain_account_number\")};${pm.variables.get(\"plain_bank_code\")}`, pm.variables.get(\"secret-key\"), 'Encrypt');"," console.log('Response 1:', enc_account);"," pm.variables.set(\"encrypted_secure\",enc_account)"," const enc_bvn = await sendEncryptRequest(pm.variables.get(\"plain_bvn\"), pm.variables.get(\"secret-key\"), 'Encrypt');"," console.log('Response 2:', enc_bvn);"," pm.variables.set(\"encrypted_bvn\",enc_bvn)"," }","}","// TTTTTTTTTTTTTTTT","","main();","","","","","",""]}},{"listen":"test","script":{"id":"9a7576e6-cfce-44e6-884e-784c6c478f7f","type":"text/javascript","requests":{},"exec":[""]}}],"variable":[{"id":"19212eea-2fa1-4851-a93a-0dde4e19fb7d","key":"request-ref","value":"111111111"},{"id":"af63eea7-b36e-4401-a32a-46264ab73c04","key":"transaction_ref","value":"998383938292"},{"id":"a83c1373-907d-46e6-a0ae-fb6b48050e7a","key":"signature","value":"3a2b58350e8068507e6b5bff106850a5"},{"id":"89c8464a-f11d-498a-bf6e-25090c873500","key":"md5","value":"/**\n*\n* MD5 (Message-Digest Algorithm)\n* http://www.webtoolkit.info/\n*\n**/\n \nvar MD5 = function (string) {\n function RotateLeft(lValue, iShiftBits) {\n return (lValue<>>(32-iShiftBits));\n }\n function AddUnsigned(lX,lY) {\n var lX4,lY4,lX8,lY8,lResult;\n lX8 = (lX & 0x80000000);\n lY8 = (lY & 0x80000000);\n lX4 = (lX & 0x40000000);\n lY4 = (lY & 0x40000000);\n lResult = (lX & 0x3FFFFFFF)+(lY & 0x3FFFFFFF);\n if (lX4 & lY4) {\n return (lResult ^ 0x80000000 ^ lX8 ^ lY8);\n }\n if (lX4 | lY4) {\n if (lResult & 0x40000000) {\n return (lResult ^ 0xC0000000 ^ lX8 ^ lY8);\n } else {\n return (lResult ^ 0x40000000 ^ lX8 ^ lY8);\n }\n } else {\n return (lResult ^ lX8 ^ lY8);\n }\n }\n function F(x,y,z) { return (x & y) | ((~x) & z); }\n function G(x,y,z) { return (x & z) | (y & (~z)); }\n function H(x,y,z) { return (x ^ y ^ z); }\n function I(x,y,z) { return (y ^ (x | (~z))); }\n function FF(a,b,c,d,x,s,ac) {\n a = AddUnsigned(a, AddUnsigned(AddUnsigned(F(b, c, d), x), ac));\n return AddUnsigned(RotateLeft(a, s), b);\n };\n function GG(a,b,c,d,x,s,ac) {\n a = AddUnsigned(a, AddUnsigned(AddUnsigned(G(b, c, d), x), ac));\n return AddUnsigned(RotateLeft(a, s), b);\n };\n \n function HH(a,b,c,d,x,s,ac) {\n a = AddUnsigned(a, AddUnsigned(AddUnsigned(H(b, c, d), x), ac));\n return AddUnsigned(RotateLeft(a, s), b);\n };\n \n function II(a,b,c,d,x,s,ac) {\n a = AddUnsigned(a, AddUnsigned(AddUnsigned(I(b, c, d), x), ac));\n return AddUnsigned(RotateLeft(a, s), b);\n };\n \n function ConvertToWordArray(string) {\n var lWordCount;\n var lMessageLength = string.length;\n var lNumberOfWords_temp1=lMessageLength + 8;\n var lNumberOfWords_temp2=(lNumberOfWords_temp1-(lNumberOfWords_temp1 % 64))/64;\n var lNumberOfWords = (lNumberOfWords_temp2+1)*16;\n var lWordArray=Array(lNumberOfWords-1);\n var lBytePosition = 0;\n var lByteCount = 0;\n while ( lByteCount < lMessageLength ) {\n lWordCount = (lByteCount-(lByteCount % 4))/4;\n lBytePosition = (lByteCount % 4)*8;\n lWordArray[lWordCount] = (lWordArray[lWordCount] | (string.charCodeAt(lByteCount)<>>29;\n return lWordArray;\n };\n \n function WordToHex(lValue) {\n var WordToHexValue=\"\",WordToHexValue_temp=\"\",lByte,lCount;\n for (lCount = 0;lCount<=3;lCount++) {\n lByte = (lValue>>>(lCount*8)) & 255;\n WordToHexValue_temp = \"0\" + lByte.toString(16);\n WordToHexValue = WordToHexValue + WordToHexValue_temp.substr(WordToHexValue_temp.length-2,2);\n }\n return WordToHexValue;\n };\n \n function Utf8Encode(string) {\n string = string.replace(/\\r\\n/g,\"\\n\");\n var utftext = \"\";\n \n for (var n = 0; n < string.length; n++) {\n \n var c = string.charCodeAt(n);\n \n if (c < 128) {\n utftext += String.fromCharCode(c);\n }\n else if((c > 127) && (c < 2048)) {\n utftext += String.fromCharCode((c >> 6) | 192);\n utftext += String.fromCharCode((c & 63) | 128);\n }\n else {\n utftext += String.fromCharCode((c >> 12) | 224);\n utftext += String.fromCharCode(((c >> 6) & 63) | 128);\n utftext += String.fromCharCode((c & 63) | 128);\n }\n \n }\n \n return utftext;\n };\n \n var x=Array();\n var k,AA,BB,CC,DD,a,b,c,d;\n var S11=7, S12=12, S13=17, S14=22;\n var S21=5, S22=9 , S23=14, S24=20;\n var S31=4, S32=11, S33=16, S34=23;\n var S41=6, S42=10, S43=15, S44=21;\n \n string = Utf8Encode(string);\n \n x = ConvertToWordArray(string);\n \n a = 0x67452301; b = 0xEFCDAB89; c = 0x98BADCFE; d = 0x10325476;\n \n for (k=0;k

Take a look at what's possible

Getting started

General API information

Mock mode

Headers

Notes

Encryption of secure element

When it's a card, it should be:

If it's bank.account , it should be:

If it's wallet , it should be:

If it's basic , it should be:

If it's custom , it should be:

The complete auth object

Sample encryption in Java

Sample encryption in C-Sharp

Sample encryption in PHP

Sample encryption in Node.js

Request payload structure

Top level fields

Auth object

Transaction object

Customer object

Meta object

Response payload structure

Standard status codes

HTTP Status Codes

Basic information

Call sequence

First time

Subsequently

Settlement and repatriation

Basic information

Call sequence

Getting the account

Accepting payment

Settlement and repatriation

How it works

Supported countries listed below

Endpoint details

Basic information

Call sequence

Real-time process

Refund process

How it works

Supported countries listed below

Endpoint details

General structure of the callback payload

Basic information

Basic information

Basic information

Encryption of `secure` element

When it's a `card`, it should be:

If it's `bank.account` , it should be:

If it's `wallet` , it should be:

If it's `basic` , it should be:

If it's `custom` , it should be:

The complete `auth` object